Mark discusses the spousal retirement approach in stressing open communication and the need for compromise when couples are approaching retirement. Reach Alloy Wealth Management at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark covers some good retirement opportunities.  Some are relatively new and come from Secure Act 2.0 including Roth Accounts and Defined Contribution Plans, student loan payback strategies, and special catch up contributions.  Some of the tried and true strategies revolve around Social Security, understanding sequence of returns risk, and accounting for inflation.  Reach Alloy Wealth Management at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark talks about the importance of knowing what fees you are paying.  He describes different fees including expense ratios, mutual fund transaction fees, and management fees.  Mark also mentions that a fee analysis is part of the comprehensive review at Alloy Wealth Management. Reach Alloy Wealth Management at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark debunks some bad and questionable financial advice that is prevalent with the advent of social media.  This episode addresses 401(k) opinions and copying trends. Reach Alloy Wealth Management at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark discusses good questions every retiree and pre-retiree should have the answers to.  This includes how to build retirement income, what to do before retiring, consideration of a pension lump sum offer, and whether, or not to use an annuity. Reach Alloy Wealth Management at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark continues with bad and questionable financial advice on debt, the F.I.R.E. movement, which he favors when properly planned, and on a particular scam.  Reach Alloy Wealth Management at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark answers questions on a 403b rollover and on RMD strategies. Reach Alloy Wealth Management by calling 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark discusses some of the financial hurdles we all face including inflation, consumer debt, lack of emergency savings, and high interest rates.  Reach the team at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark gives the origin of the 4% rule, explains the philosophy behind it, and discusses whether or not it has held up. Reach the Alloy Wealth team at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more

Mark covers good financial questions to ask.  He discusses questions on your average rate of return, the appropriate benchmark of your portfolio, and your risk-adjusted return. Reach the Alloy Wealth Team at 800-501-9805. Alloy Wealth Management See omnystudio.com/listener for privacy information ..read more