??With geopolitics in Ukraine, Russia, Europe and Trump policies in play, investors can consider to increase their exposure to local Singapore stocks namely to - Reduce overexposure to Us markets due to uncertainty by Trump administration - Reduce currency risk in USD assets based overseas - Reduce potential volatility and increased exposure to dividend paying stocks or reits if they can stomach the interest rate volatility.   Here’s a summary of the main points for DBS, OCBC, and UOB based on their recent 4Q24 earnings: Key Points for Investors: -?Strong Dividend Payout: The three ..read more

UOB Financial Highlights FY2024 1. Record Earnings: UOB achieved a record net profit of S$6.0 billion, up 6% from the previous year, driven by strong fee income and trading & investment gains. ? 2. Capital Returns: UOB announced a S$3 billion capital distribution package (50% dividend payout ratio), including special dividends and share buybacks, demonstrating confidence in its financial position. ? 3. Regional Growth: UOB's strategic investments in regional platforms are yielding results and the company is well-positioned to capitalize on ASEAN's growth opportunities amid global trade re ..read more

Featured in a recent video, I express my gratitude to SGX, SAS, The Society of Remisiers, Phillip Securities, and my peers for the invaluable learning experience. Check out the SGX video below. ? What I have learned from the 3 courses: 1. Essentials of Securities Trading course reinforced the significance of a diversified portfolio and has armed me with proven strategies to assist clients in achieving their financial independence. 2. AI advantage: A practical guide for brokerages course: Allows me to work more efficiently and leverage technology to make my work easier and more impactful ..read more

SGX STI ETF  Two weeks ago, I shared insights on market movements. Since then, SGX has climbed from $12.26 to $13.58 (or new highs as I shared this article), showing strength amid market uncertainty. Yet, STI ETF remains stagnant. ? Why is SGX outperforming while STI ETF lags? ? What does this divergence signal for the market ahead? ? How can investors position themselves for 2025? As a stockbroker, I help clients decode market trends and identify opportunities beyond the headlines. If you’re looking for a professional’s perspective on navigating this market, let’s con ..read more

  ? **恭贺新禧，万事如意！** ?  As we usher in the Year of the Snake, I want to take a moment to wish all my connections, clients, and partners a prosperous and joyful Lunar New Year! ?✨  This festive season is a time for renewal, gratitude, and looking ahead with optimism. I’m deeply thankful for the trust and support you’ve shown me and my team over the past year. Together, we’ve navigated challenges and celebrated successes, and I’m excited for the opportunities that lie ahead in the coming year. Cheers.   May the Year of the Snake bring you:  ? **Abundance** in you ..read more

 **China 2025 Outlook & Key Investment Opportunities ??**   - **China's GDP Growth ?**    ✔️ 2024 GDP hit 5% target, mainly driven by strong industrial performance and smart policy support.    ✔️ For 2025, expected steady growth at 4.6%, supported by monetary easing and proactive fiscal measures.    - **Top Stock Performers ?**    ✔️ **Yangzijiang Shipbuilding** (YZJ Shipbuilding) – Top STI performer in 2024 & fifth most traded stock by turnover! ?    ✔️ Strong growth since 2017, diversifying into greener shipping & LNG te ..read more

  STI ETF SGX As an experienced stock broker and financial advisor, I believe in the power of visual analysis. A single chart can reveal a wealth of information, but understanding the story behind the data is where the true value lies. Check out the charts. ? Market Recap: The STI ETF soared to a high of 3.979 on 8 January 2025, but has since entered a period of consolidation. It seems the market is in a “wait-and-see” mode, with investors cautious about the next big move. ? SGX Performance: SGX also reached a high of 13.09 on 24 November 2024. The question now is—wil ..read more

  "? Wee Hur: Is it the right time to invest? Here's a breakdown of its financials!  ? After reviewing the company’s financials for the past few years, Wee Hur (SGX: W05) shows a robust recovery post-pandemic, with steady revenue growth, improving margins, and a significantly improved balance sheet. ? Key Investment Highlights: - Revenue Growth: +7.7% YoY in FY22 and +4.1% in FY23, with further growth expected in FY25. - Strong Liquidity: Cash position soared from SGD 53.4M in FY21 to over SGD 400M in FY24e. - Improved Profitability: Gross margin increased to 23.8% in FY23, with ..read more

  Last week, I had the privilege of spotting a white-collared kingfisher—a bird that, to me, symbolizes patience, clarity, balance, and precision. Just like this elegant creature, our journey as financial advisors and investors requires sharp focus, adaptability, and resilience.  As we enter 2025, let this be a reminder to soar with purpose and stay grounded in our values. The markets may ebb and flow, but it is our vision and persistence that define our success.   To my fellow practitioners, may this year bring new insights and achievements.   To my valued clients a ..read more

Wishing you and family a Blessed Merry Christmas and Happy New year Ahead. Thank you to all who like, supported, referred clients or connected with me this year or years ago. Cheers Contact me @ https://bit.ly/contactEric or email @ ohlh@phillip.com.sg ..read more