So far this year, Bobby and Kade have been covering the Top's of 2024. We've covered property predictions, commercial banking and now - we're covering income policies! So, what is an income policy? Income policies are policies set by lenders and utilised by our brokers to find you tailored financial products that suit your employment and income. In this month's episode of the Brisbane Broker Podcast - we're covering the income policies that we are seeing the most amongst our clients at the moment: Essential Workers Bonus Income Casual Income Self Employed Rental Income ...and more! Tune in t ..read more

On this month's episode of the Brisbane Broker Podcast, Kade and Bobby are joined by Naomi Smith from Judo Bank! Naomi is Director of Relationships at Judo Bank, an Australian neobank focused on small and medium-sized enterprise lending. Naomi walks us through how the commercial banking landscape is shaping up in 2024, including turnaround times on applications, pressures being faced by different sectors, risk ratings and more! Wondering what the heck WALE and CRE mean? We've got your back with our handy jargon breakdown of all of your commercial lending terms in this episode. Listen in to ..read more

Our borkers are BACK for another year of the Brisbane Broker Podcast! To welcome you all back to the show and the new year, Bobby and Kade are diving into their 2024 Predictions in Property. This is a jam packed episode full of industry insight as our brokers unveil what trends they are predicting in the property market in 2024. From home buyer's FOMO to the impact of the Olympics on property prices, and tips for those refinancing or looking to purchase their first home - this episode has it all. Tune in to learn more about what we think is on the cards for property across Australia this year ..read more

On this episode of the Brisbane Broker Podcast, Kade and Bobby sit down with Kerry Sainsbury, Founder and Director of Credit Success. Credit Success helps Australians correct and maintain a healthy credit score, offering a variety of services from default removal to court action and judgement removal. Kerry has over 20 years of experience in the banking, finance and credit repair industries, and is passionate about building awareness through education around credit. Kerry says, "Bad credit can happen to anyone, and it doesn't mean you are a bad person. Statistics prove that life events like s ..read more

The current state of interest rates have more and more people opting for an offset account - but what exactly is an offset account, and how can it benefit your home loan repayments? In this episode of the Brisbane Broker Podcast, Bobby and Kade break down the offset account for you. What are the pro's and con's? What are the costs involved? What finance scenario is most suitable for an offset account? What are the different types of offset accounts? What lenders offer the most competitive offset account products? Our brokers also give you some handy tips on navigating the most common lendin ..read more

Dear First Time Property Investors, This episode is for you! On this episode of the Brisbane Broker Podcast, Kade and Bobby sit down for a chat about everything you need to know before investing in property. Whether you're a first home buyer ready to enter the market, or someone looking to diversify their portfolio - we've got it all on this episode! Our brokers outline the potential goals you might have before investing in property and how you can fulfil them, as well as the risks that you should consider before signing on the dotted line. Listen in to learn all about rent-vesting, capita ..read more

The property market is ever changing, which can be incredibly daunting and draining for first home buyers. We hear you - that's why we decided our crash course was long overdue for an update. Yes - we last did this in January 2022! ...and things (*cough* - rates) have changed just a little since then... Take a deep dive with us on all things first home buyer as our mortgage brokers, Kade and Bobby, talk through: Current property stock in the market. How to set realistic expectations. Body corporate fees. Terms to be wary of. What is a finance clause? How does the First Home Buyer Guarantee w ..read more

This month Kade and Bobby sit down to discuss the ins and outs of commercial lending (and by the way- did you know Kade was awarded FBAA's #2 Australian Commercial Property Broker for 2022?!). It's only fitting! In this episode of the Brisbane Broker Podcast our brokers will run you through the big ticket items to consider when looking to acquire a commercial loan. How is serviceability calculated? What is an Interest Cover Ratio (ICR)? And what the heck is a WALE (hint - not the majestic sea creature). Tune in to learn about all of this and more! Follow us on Instagram and TikTok @brisbane ..read more

This episode we're serving F-A-Q'S! That's right - buckle up because Bobby and Kade are coming at you with rapid fire speed, answering 15+ questions that we receive from our clients on the reg. We're covering everything from your HECS debt (sorry- we know it's triggering) to whether you should legally represent yourself when purchasing property (hint- we don't recommend). Car loans, purchasing off the plan, what documents you need to start the home loan process - we're covering it ALL! AND oops we did it again - we just gave away another $500 to one of our lucky clients, just because. Tune i ..read more

Here at the Newstead Group, we are not fans of the fear-mongering buzz words and click bait. But you know what we are fans of? Constructive insights that can help our clients and our listeners best navigate approaching the end of their fixed rate period. Interest rates were at an all time low from the end of 2020 to the start of 2022, and now many Australians who took out a home loan during this time are finding themselves nearing the end of the low fixed interest rate period on their home loan. Traversing new territory can be nerve-wracking, and that's why on this episode of the Brisbane Br ..read more