The real estate waiting game is no fun. But with today’s high interest rate, some would-be buyers think it’s prudent to play if they want to secure the best homeownership deal. The problem with that is you miss out on homeownership opportunities today, including less competition and falling prices in many markets.   ..read more

High interest credit card debt can suck the life out of anyone. Paying off your credit card debt at today’s high interest rates can also take major sacrifice—but it doesn’t have to. Not if you’re a homeowner, anyway.  ..read more

A debt consolidation refinance may let you kill two birds with one stone: It can allow you to achieve a lower interest rate on your debt while streamlining all your monthly payments into one. You’ll essentially consolidate debt obligations and roll them into your mortgage, but at a much lower interest rate. The result is a single payment at a lower interest rate: your monthly mortgage payment.  ..read more

Down payments can be one of the most daunting parts of the home buying process. We all know: It costs a lot to buy a home! Thankfully, you don’t necessarily have to drain your savings to come up with the sum. There are other ways to secure a down payment, including gift funds, grants, and down payment assistance programs ..read more

Today’s low interest rates have spurred interest in something else: refinancing! There has never been a better time to refinance your mortgage if you’re looking to secure an insanely low rate.  ..read more

Refinancing a mortgage can be advantageous to many homeowners – but what does that really mean? It’s important to know what is a refinance, and what options exist for you. Let us walk you through some of the reasons you may consider refinancing today ..read more

Reverse Mortgages Explained You may be hearing a lot about Reverse Mortgages in commercials on radio and television lately. Sometimes it’s hard to decipher what, exactly a reverse mortgage is – or whether it’s something for you to consider for yourself. There’s a lot of information out there, so we wanted to break it down in easy-to-understand bites to make your decision-making as easy as possible ..read more