Car accidents caused by someone else’s negligence can turn lives upside down. This can leave injured parties dealing with physical pain, overwhelming medical bills, and complicated negotiations with insurance companies. Navigating the aftermath of a car accident involves many challenges, including how to make sure you get the compensation you deserve to allow you to focus on your recovery.  Fortunately, you don’t have to go through this alone. A car accident lawyer plays an essential role in mitigating financial burdens and ensuring that justice is served. Here’s what they do to help with ..read more

In the bustling streets of Ontario, drivers often encounter various driving practices, some of which can be dangerous. One such practice is brake checking, which has led to many car accidents.  Brake checking happens when a driver suddenly hits the brakes. This usually happens to caution or retaliate against a tailgator. While some may perceive it as a harmless act or a way to deal with tailgating, it’s a form of aggressive driving that can lead to severe accidents.  Types of Accidents Caused by Brake Checking The most common consequence of brake checking is a rear-end collision. If ..read more

After a car accident, you may feel confused and unsure of what to do. Aside from getting medical attention for any collision-related injuries, it’s critical to report your accident to the authorities. What Is a Car Accident Report? A car accident report contains vital information regarding your collision, including: Names and contact information of parties involved Details about the vehicles, including make and model The date, time, and location of the collision Summary of the road conditions at the time of the accident Description of the collision Names and information of the police officers ..read more

Minor car accidents are common. After a minor accident, you may think the process is straightforward. You exchange information with the other driver, report the accident to your insurer, and get your car fixed. But is that the best course of action? One consideration that often arises is, “Should I hire a lawyer after a minor car accident in Hamilton, ON, CA?”.  Whether or not to hire a lawyer is an important decision. This is true for nearly all accidents, minor and severe. The car accident lawyers at Findlay Personal Injury Lawyers in Hamilton, Ontario, have seen the benefits firsthand ..read more

Minor car accidents can still have major consequences, though they may not be apparent right away. You may have injuries that manifest later on, find yourself facing a lawsuit from the other driver, be dealing with an adversarial insurance company, and more.  Contacting an experienced personal injury lawyer after a minor car accident can have major benefits. The legal team at Findlay Personal Injury Lawyers is here to help you understand your options and navigate your next steps. Read on to learn about when and why you may want to hire a lawyer after a minor car accident. What Is a Minor ..read more

LTD Claim Denied by Sun Life? If Sun Life has rejected your claim for long-term disability benefits, you undoubtedly feel angry and helpless. You have been contributing to your policy for years, and now when you need the protection most, the insurance provider informs you that you are ineligible.  Continue to hold onto hope! Denial of long-term disability payments is frequently just the beginning of a protracted appeals process. Like many insurance providers, Sun Life dislikes paying claims. In an effort to get policyholders to give up and leave, they frequently play hardball with them.&n ..read more

LTD Claim Denied by Canada Life? If Canada Life has rejected your long-term disability payments, you’re undoubtedly disappointed and overwhelmed. After all, you’ve been paying into your policy for years, and now, when you need it the most, the insurance company says you’re ineligible.  Don’t lose hope just yet! Denial of long-term disability compensation is sometimes only the first step in a protracted appeals process. Canada Life, like many other insurance companies, dislikes paying claims. They frequently mislead policyholders in the belief that they would just give up and leave.  ..read more

Long-term disability (LTD) insurance is an insurance policy that can provide you with financial benefits if you are unable to work for an extended period due to an injury or an illness. This type of insurance provides people with a portion of their income while they are unable to work.  To understand your LTD claim, it’s better to fully understand the Own Occupation Test and The Change of Definition (COD) term that decides whether you will continue to receive Long Term Disability benefits.  Own Occupation Test: What happens when you file for long-term disability?  When you start ..read more

When it comes to the courtroom, the Judge holds the most power over the final verdict. That’s why it is in your best interest not to do anything they wouldn’t like, as it will affect the outcome of your trial. The following are some general guidelines to mind when you are around a judge in the courtroom. Speak in your own words When speaking before a judge, it’s vital to ensure that your statement is in your own words. Statements that seem rehearsed or modified to omit information can make you seem untrustworthy and unlikely to gain the Judge’s favour. Do well to prepare what you will say befo ..read more

Disability insurance can be a lifesaver when you're unable to work due to a physical or mental disability. But did you know that your insurance company may be keeping an eye on your social media accounts to try and avoid paying out benefits? That's right. Insurance companies are always looking for ways to protect their profits, and they may use social media to investigate claimants and their friends and families. Read on to explore what disability insurance means for you, what might tip off insurance companies, and why they're so interested in your social media. Conditions for Disability Insur ..read more