How can you get closer to achieving your financial goals? Depending on your income, assets, investments, and personal knowledge of finance, you may feel you can do a great job managing your money on your own. But according to a recent report from Boston research firm Cerulli Associates, the number of Americans willing to pay for financial advice has increased from 38 percent in 2009 to 63 percent… Source ..read more

As you advance in your career and hold jobs at various companies, you may discover at some point that you’ve left behind valuable cookie crumbs: a trail of employer-sponsored retirement accounts. Leaving previous plans with former employers saves you from having to take any action, and you still have the ability to roll them over later. If you prefer the investment choices with your old plan or… Source ..read more

Like most people, you probably have a vivid, exciting picture of what your ideal retirement will look like. Maybe it’s spending time with family at a beach house, crossing off the books that have accumulated on your to-read list, or finally being able to volunteer enough of your time to make a difference for your favorite charity. But there’s no doubt that the journey to retirement is long and... Source ..read more

In a sense, you have been planning for your retirement ever since you started working. Maybe you’ve been contributing to a 401(k) plan, or maybe you’ve been socking away money in an IRA, but without a doubt, you’ve been looking forward to your golden years. And I want you to enjoy those years without worrying about having to take out a reverse mortgage on your house. For many people... Source ..read more

If you’re like most people, you’ve saved for retirement in multiple ways, including employer plans and individual retirement accounts (IRAs). As you approach retirement, it may make sense to consolidate all of your savings into one account to achieve a coordinated investment plan. Why Consolidate? Consolidating your retirement accounts offers several potential benefits: How to Consolidate Moving a... Source ..read more

As we face economic adversity, market volatility, geopolitical uncertainty, and a still-active pandemic (now in its third year), it can be hard to find a silver lining. There is at least one thing, however, that you can depend on—your 401(k). Your Savings Are Automatic With your 401(k), you’re following the core financial planning principle of “pay yourself first.” Money is deposited from your... Source ..read more

With the recent market volatility, it’s understandable that you may be concerned about your investments. Don’t let the market volatility spook you! Consider the following tips: If you can concerns about the recent market volatility and how that can impact your investments, please reach out to our team. We would be happy to discuss your specific situation and needs! Source ..read more

Have you ever wondered how your finances measure up for your age? Are you confident you’re doing everything you should to meet your retirement goals? Here are three ways you can measure your financial health: If you want to know whether you are really on-track compared to your peers, reach out to us. We can look at your specific situation and tell you pretty simply. We can also help you determine... Source ..read more

I wanted to offer some perspective on the (many) headlines floating around. There are almost too many things to be worried about right now, so I’d like to pause for a second to remember the abundance in our lives. Especially when so many folks are suffering. When the world stresses me out, I remind myself to be grateful for what I have. Now to the financial stuff. Are we in a bear market? Source ..read more

Retirement accounts are a great way to reduce your taxable income, thereby minimizing your annual income tax bill. With tax season underway, now is the perfect time to evaluate effective strategies that could help reduce your current and future taxes. Although we naturally think about taxes more as the tax-filing deadline approaches (April 18 for 2022), tax planning should be considered a year... Source ..read more