Are you considering adding a co-signer to your loan application to improve your chances of approval? Incorporating a co-signer can indeed increase the apparent income on your application, potentially making you a more attractive candidate to lenders. However, the criteria for who can serve as a co-signer can vary significantly depending on the type of loan you are applying for. For those looking into government-backed loans such as VA, FHA, or USDA loans, the requirements for co-signers tend to be more stringent. On the other hand, conventional loans typically have more relaxed standards when ..read more

One of the greatest tax saving tools in real estate investing is a 1031 Exchange. But it’s a mystery for most people. Are you ready to build your investment wealth at a greater pace? Tired of paying taxes with every real estate transaction? All investors should be aware of this tool to defer their taxes and build wealth. What is a 1031 exchange? Can anyone do a 1031? Can I do a 1031 exchange with my primary residence? What can be sold and bought with a 1031 exchange? How does a 1031 exchange work? What are the steps to save money when selling real estate? Does a 1031 exchange get rid of taxes ..read more

Are you in the process of buying or selling a home and wondering if you should use a realtor or not? It's definitely a big decision and there’s pros and cons. This  video will review what realtors do in both the listing side and the buying side, how worlds are paid, and benefits that you might not be considering. My ideas here  are result of 28 years of mortgage lending experience and working with thousands of realtors in this time having help thousands of homeowners achieve homeownership. With this information, I hope you can make the best choice for your home sale or purchase this ..read more

When will mortgage rates dip in 2024? It could be earlier than you anticipate. Last December 2023, J. Powell, the head of the Federal Reserve, announced the end of rate hikes. Looking ahead, we're anticipating at least three rate cuts starting around May. While the Feds rates don't exactly match mortgage rates, they definitely influence them. So, why the shift towards lower rates, especially with inflation still above target? Powell believes that the heightened rates are no longer needed. It seems like the economy, along with corporate profits and banks, could use some relief. This, in turn, m ..read more

?TikTok: @loanwithjen ?Instagram: @loanwithjen ?Facebook: https://www.facebook.com/loanwithjen  Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497  ? Documents Needed to Get Pre-Approved Texas: http://checklist.loanwithjen.com/? Loan With Jen | Do Business With Us!: http://apply.loanwithjen.com/? Visit My Website - Mortgage Lender Houston | Loan With Jen Education - https://www.loanwithjen.com/ ?More Helpful Content: ▶️The Myths and Truths About Credit Inquiries: https://youtu.be/d_RQJnTsVPE▶️Why You Should Use A Local Lender: https://ww ..read more

Resources: Clear Tax Value full video about Interest Rates https://youtu.be/HzKLgEnGGG4?si=ix3mXiIx_4ZFlJkp Barry Habib full interview about 2024 Housing Market Forecast https://youtu.be/94jd2PBA2Pg?si=EBJ2hIR47udWgmMa   ?TikTok: @loanwithjen ?Instagram: @loanwithjen ?Facebook: https://www.facebook.com/loanwithjen  Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497  ? Documents Needed to Get Pre-Approved Texas: http://checklist.loanwithjen.com/? Loan With Jen | Do Business With Us!: http://apply.loanwithjen.com/? Visit My Website ..read more

If you own real estate in Texas, whether residential or commercial, this episode will give you the behind the scenes as to why you should protest your property tax. We interview an expert with Home Tax Shield, a company in Texas that protests taxes for property owners. Craig is an industry expert and releases statistics and valuable information you need to know as a homeowner. If you would like to inquire to use Home Tax Shield for your protest, contact me directly. Home Tax Shield is referral based only, and must be connected with one of their partners, which I am one! ?TikTok: @loanwithjen ..read more

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