Happy New Year, my dear friends!Wishing you a wonderful beginning to 2025—a year filled with boundless opportunities and meaningful experiences! Starting the year on a positive note means taking the time to reflect and evaluate different aspects of your life. Doing so can help you set clear intentions and goals for personal growth in the […] The post 2025: The Year You’ve Been Waiting For! appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

With 2025 just around the corner, it’s the perfect time to set new intentions – not only for personal growth but also to strengthen financial security and foster growth to support these aspirations. What financial goals do women want to achieve in the coming year, and how can they kickstart their journey?  I am thankful […] The post Her World Dec 2024 x Karen Tang – The Expert Guide To Achieving Money Goals appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

DINKs (Dual Income, No Kids) lag considerably behind parents, especially on the Retirement Planning Indicator. The post Room for (DINKs Dual Income, No Kids) To Up Their Retirement Readiness appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

I was invited to attend the media briefing for the OCBC Financial Wellness Index on 14 November 2024 held at their lifestyle branch at Wisma Atria.  The financial wellness index tracks 10 pillars of financial wellness and the 24 indicators. See figure 1.  Figure 1 An interesting finding from the study revealed that DINKs trail parents […] The post Room for DINKs To Up Their Retirement Readiness appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

I was recently interviewed by Channel NewsAsia for a segment on their Money Mind TV program that is aired every Saturday at 8:30pm. The focus of the interview was on how to get higher returns with cash as interest rates start going down. As we are aware, the yields for Treasury bills (T-bills) and Singapore […] The post CNA Money Mind Oct 2024 x Karen Tang – Where to Park Your Cash In a Falling Interest Rate Environment appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

Financial planning, at its core, is a deeply philosophical activity. Here’s how: Values and Purpose: Financial planning forces us to confront our deepest values and life goals. It raises questions like, “What truly matters to me?” and “What do I want my money to support?” The process isn’t just about accumulating wealth; it’s about aligning […] The post Financial Planning – A Deeply Philosophical Activity appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

For investors with a time horizon beyond a few years, even Fed decisions can amount to just noise The post What’s Next for US Markets and Economy After the Fed Rate Cut? appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

A recent article Five in seven insurers to jack up private hospital premiums under Integrated Shield Plans published in The Business Times on 3 September 2024 brought our attention to forthcoming premium hikes to Integrated Shield Plans and riders.  Lifetime premiums for the most costly private hospital plans and riders may approach or even exceed […] The post Retirement Ready: Are You Prepared for Rising Healthcare Costs in Your Golden Years? appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

Warren Buffett, the greatest investor in the world, says that it is wise for investors “to be fearful when others are greedy and to be greedy only when others are fearful.” The post One Thing To Never Do When Stock Markets are Down appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more

Let's Talk About Your Money Mindset - It Matters More Than You Think! The post How Securing Your Personal Risk Management Is Similar to Having CPR Skills appeared first on Karen Tang, CFP®: Certified Financial Planner in Singapore. Source ..read more