On this episode, we're discussing a critical issue for many first-time homebuyers - the impact of student loans on homeownership. With student loan debt surpassing $1.7 trillion in the US, many young Americans are struggling to save for a down payment and qualify for a mortgage. Our guest, Chad Phyle with World Financial Group, will share insights into how student loan programs can lower your monthly payment. You'll learn about the different types of student loan repayment plans and how they can impact your credit score and debt-to-income ratio. We'll also discuss how the program works. If you ..read more

Explained: What Fannie Mae & Freddie Mac did to impact home Buyers  ..read more

Oh my goodness it is January, there is snow on the ground and we are sitting in the middle of a multi-day cold front but the real estate market did not get the memo!  All the data indicates that the Spring market started in January! If you are a home buyer on the fence, get off because your window of opportunity for deals is ending soon and if you are a home seller - the time is now, get on before all the other homeowners start to sell their homes!  Scott is giving us the skinny on how you can lock in a killer interest rate to help make your offer competitive as things heat up while ..read more

In Today's episode, we discuss what the National Association of Realtors analysts have predicted for 2023 and how you as a home buyer or home seller can take advantage of that!  ..read more

You Made it To Closing Day - Now What??  Okay, so you made it to closing day and are a bit overwhelmed. Never fear! Scott and Estrella walk through all the things that happen to make that day as smooth as possible, after all, you are buying a beautiful home!  Want to know more and start your home-buying journey? Contact us today at: Estrella Gallegos estrella@starlunarealestate.com 720-641-2099 www.sellingwithstar.com Scott Loeffert sloeffert@s1l.com 303-704-5472 https://scottloeffert.s1l.com ..read more

Is Home Ownership in Your Plan for 2023? Listen to this first to hear what you need to do before you get started.  This episode discusses the pre-approval process, house hunting, and getting under contract. Ready to become a homeowner? Contact us today to get started.  Estrella Gallegos estrella@starlunarealestate.com 720-641-2099 www.sellingwithstar.com Scott Loeffert sloeffert@s1l.com 303-704-5472 https://scottloeffert.s1l.com ..read more

Have you visited the newest new build community and fell in love with a home and the sales rep is offering incentives for using their builder? HOLD ON, it may not be the deal you think it is. Listen to this week's episode to find out when it is a good idea to use the builder's lender and when it is best to use your own lender.  Estrella Gallegos estrella@starlunarealestate.com 720-641-2099 www.sellingwithstar.com Scott Loeffert sloeffert@s1l.com 303-704-5472 https://scottloeffert.s1l.com/ New Construction, New Build, Buying a New Home, Getting a Home Mortgage  ..read more

You're looking for the best deal when buying a house right?!  In today's episode, we discuss the difference between asking for a credit rather than a lower price when writing that offer. You might be surprised by the numbers.  Estrella Gallegos estrella@starlunarealestate.com 720-641-2099 www.sellingwithstar.com  Scott Loeffert sloeffert@s1l.com 303-704-5472 https://scottloeffert.s1l.com ..read more

Do This Once Your Pre-Approved!   Woop Woop You're pre-approved now what? Well in this episode we talk about what you need to do to make sure you don't mess up that pre-approval when buying a house.  Estrella Gallegos estrella@starlunarealestate.com 720-641-2099 www.sellingwithstar.com Scott Loeffert sloeffert@s1l.com 303-704-5472 https://scottloeffert.s1l.com ..read more

Are you looking to buy a home? You may have heard that you can get the seller's good interest rate. But is this really true? In this episode, We'll tell you whether or not you can actually get the seller's good interest rate and how to go about doing it. Estrella Gallegos estrella@starlunarealestate.com 720-641-2099  www.sellingwithstar.com Scott Loeffert sloeffert@s1l.com 303-704-5472  https://scottloeffert.s1l.com ..read more