If you share some or all of your expenses with a significant other, an effective budgeting strategy is essential for open communication. Using one of our free budget spreadsheets for couples will help you align your priorities and work as a team toward your shared goals. In this article: How to Build a Proportional Couple Budget + Free Download How to Build a 50/50 Couples Budget + Free Download Figure Out What You Can Afford – Together! How to Talk... The post Download Free Budget Spreadsheets For Couples! appeared first on Top Dollar ..read more

Financial literacy is a vital skill that can help you make informed decisions with your money. To celebrate the 20th Anniversary of Financial Literacy Month, we are exploring the six pillars of financial literacy to help you brush up on the skills you need to achieve economic success. Learn the 6 Pillars of Financial Literacy  Financial literacy is the ability to understand and effectively manage your personal finances. It requires a comprehensive understanding of concepts like budgeting, saving, investing, managing... The post The 6 Pillars of Financial Literacy  appeared first on T ..read more

Financial bullying can take several forms, and it is not uncommon to experience this type of intimidation and harassment, even after you take steps to resolve your debt through a consolidation program. Identifying the financial bullies in your life can help you set boundaries to protect yourself while you work to get out of debt. What Does it Mean to Be Financially Bullied? Financial bullying is any unwanted or aggressive behavior that involves a real or perceived power dynamic. Bullies... The post What Is Financial Bullying and How To Deal With It appeared first on Top Dollar ..read more

Imagine waking up one day to find your bank account drained or finding out that your credit score has plummeted because someone used your identity to take out debt in your name. Identity theft is a real-life nightmare that can do serious damage to your financial security and well-being.  To protect yourself against potential identity theft, it’s important to be aware of some common warning signs so you can spot them early on and take the appropriate steps to prevent... The post 20 Identity Theft Warning Signs to Watch Out For appeared first on Top Dollar ..read more