Our Quarterly Investment Mastermind with Manish Kataria and Adam Lawrence kicked off with a brief discussion on the performance of some of our previous investment picks and the current investment environment. We then got onto our picks for this quarter. If you haven't listened to one of these mastermind episodes before the premise is we each pick a stock, bond, ETF, REIT etc that we feel is good to invest in now and give the reasons why. The others then are given a chance to critique. Manish chose an ETF that tracks the Russel 2000 ticker IWM https://www.ishares.com/us/products/239710/i ..read more

In the last 5 years we have had Covid, Trussonomics, Market volatility, been paid to stay home, inflation and the fastest increases in mortgage rates for 100 years. So it was an absolute pleasure to have the first ever Rodcast guest back on the show to celebrate our 100th episode and hear how his fantastic property business has navigated the difficult environment. If you haven't heard the first episode then do go back and listen. (The sound quality is not good but the content of what Jason Tracey from www.bmor.co.uk discusses is brilliant) In this episode we hear how Jason's company Bmor, a s ..read more

I was delighted to welcome back Paul Higgs to the Rodcast. Paul was last on the Rodcast in 2020 on episode 15. If you have not listened to it please give it some of your time as it discusses Paul's amazing career from being Head of Land at Barratt Homes (The UK's biggest House builder) to his own business. https://shows.acast.com/rodcast/episodes/paul-higgs-development-land-and-planning In this episode we discuss the difficulties of being a Property Developer in the UK and how to navigate the volatile industry including; How Paul was able to win at appeal where others had failed on a complex ..read more

Richard Berridge CEO of the UK Single-Family Association SFA https://uksfa.org/ has over 40 years experience in UK Residential Real Estate. We had a brilliant conversation centred on Richards passion for rental Houses We discussed; Richards Career and how he came to be CEO of UKSFA The history of Build to Rent (BTR) in the UK. The current make up of BTR in the UK Who have been investing in BTR in the past and how is that changing. How the UK compares to other markets in terms of BTR and single family rental homes. The benefits of Single Family rentals for tenants and wider communities. Why ins ..read more

Joined again by Adam Lawrence and Manish Kataria we each pick a specific investment that anyone can do in their ISA or pension and explain the reasoning behind it. As well as our picks, we discuss; Pound cost averaging, changing a portfolio for retirement Bias to home nations How value vs growth has performed Nominal vs real numbers. How long do you hold specific investments for and what makes you make a decision to sell or not. Rod's pick is one of the Vanguard lifeStrategy funds which is 100& in equities with a bias to UK and USA. https://www.vanguardinvestor.co.uk/investments/vanguard ..read more

I spoke with Daryl Norkett the Head of Real Estate Proposition at Shawbrook Bank, one of the biggest Buy to Let and property investment lenders to discuss how mortgages work from the banks point of view. You can also watch this episode on our youtube channel https://youtube.com/@rodcastITP?si=MbqPWAGHJEmlvcfZ please don't forget to subscribe and hit the bell icon. This episode is vital listening for investors concerned about mortgage costs and who want to understand which factors affect pricing. With the emphasis being on SWAP rates for the last year or two, hear how deposit led banks could ..read more

I was joined by Simon Das from the award winning Mortgage brokers 978 Finance to discuss the latest Property News. Simon gives us a great update on; The Buy to Let mortgage market. Commercial mortgages and where prices are at now. Development and Bridging loan market. We also discuss; The latest inflation figures and what that means. The 7th Housing Minister in the last 21 months and what it really means for us. The planning fees increasing and whether it will change anything. Modern Methods of Construction. How rents in commercial properties are rising but the Net Asset Values are reducing ..read more

I am joined in this episode by Ian Humphreys the CEO of Brickflow. Ian explains why he, along with industry experts such as Knight Frank and PWC, came up with a white paper (https://brickflow.com/solving-the-uk-housing-shortage) to present the government with. He talks about what has led to the UK having a deficit of over 4.75 million Homes and possible solutions around; Planning Funding Land Supply Development Incentives Affordability Supply Chains which include Technology, Modern Methods of Construction and a thorough analysis of the Green belt amongst other things. Listen to the episode ..read more

In this episode I give a run down of the latest Property News. I go into details of the Kings speech briefing notes on the Leasehold & Freehold Reform Bill and what each point means for property investors. Also the points raised from the Renters Reform Bill that were written about including how the government expect to carry these out and what they mean in reality. I also talk about the latest figures from Nationwide and Halifax House price index's. I touch on some of the traps currently in the murky world of property tax including mitigating section 24 and also SDLT relief claims. As ..read more

I am joined again by Manish Kataria and Adam Lawrence to do our quarterly Investment Mastermind. These episodes are a bit of fun where we each pick one investment such as an ETF, Stock, Bond or REIT and explain our reasoning. Pretty much all of our picks can be invested in via an ISA or Pension wrapper but these episode are NOT INVESTMENT ADVICE. We start the episode by giving a roundup of the investment environment along with how certain markets have performed and what we feel the outlook is. We then get onto our picks. Adam chose UK30 Year GILT which yeilds 5.102% Rod Chose The UBS ETF ..read more