The Metropolitan Transportation Authority (MTA) has taken a giant leap forward in modernizing the way New Yorkers and visitors pay for their daily commutes with the introduction of OMNY (One Metro New York). OMNY, a contactless fare payment system, is not just another technological upgrade; it’s a game-changer that promises to revolutionize the way people… The post Open Payments – A Big Hit in the Big Apple first appeared on Consult Hyperion ..read more

Mobile first has driven the expectation of immediacy ... and that has to be reflected in the payment infrastructure that supports our digital payment experience The post Real-time payments, right now, with FedNow. first appeared on Consult Hyperion ..read more

A wallet is a way of organising things. My Apple Wallet, just like my real wallet, doesn’t have any cash in it. It has credit cards, debit cards, loyalty cards, vaccination records, boarding passes, train tickets and driving licences (Apple have just gone live with their driving licence and state in Arizona). These things are ..read more

Contactless Card Acceptance Solutions to enable Android phones to be used to accept EMV contactless card payments without requiring additional hardware have been around for a while.  We’ve been advising and helping our clients architect, secure, build and certify SoftPOS solutions for the last 5 years.  However, this has not been possible on iOS devices ..read more

16 years on from PIN day (Valentines Day 2006) how is our relationship with PIN holding up? Last year Dave Birch postulated that PIN was in decline and indeed no longer necessary as our mobile phones make use of various biometrics to authenticate us and our transactions, but as we often remind ourselves in Chyp ..read more