The housing market is a vital component of the global economy, but it’s one riddled with payment challenges recently amplified by fluctuating interest rates and shifting economic conditions. Understanding the complexities of mortgage repayments and employing modern technology can simplify the mortgage payment experience for all parties ..read more

The school budget crisis has become a prevalent issue, impacting educational institutions across the nation. Howard County Public School System’s recent challenges highlight the critical need for robust financial management strategies. As school administrators and financial officers seek effective solutions, streamlined payment systems emerge as a beacon of hope, demonstrating how technology can alleviate fiscal constraints ..read more

Businesses are continuously seeking new ways to increase the efficiency of their teams and grow revenue. Accounts payable (AP) teams are often overlooked in this search, but why ..read more

The world of payments is constantly evolving, with new technologies like mobile wallets and real-time transfers emerging all the time. While these innovations offer exciting opportunities for businesses, they're also accompanied by a growing web of regulations designed to protect consumers and ensure security and financial stability. Keeping pace with these payment regulations and adapting your business practices can feel overwhelming, especially for smaller companies with limited resources ..read more

Fintech, or tech-driven financial services, is reshaping finance globally. This high-tech change affects products, business operations and the overall financial landscape. It introduces fresh ways to collect and use data, craft unique investments and provide innovative services ..read more

In today’s ever-changing world of mortgage finance and servicing, there are many obstacles and challenges each enterprise must overcome to remain competitive and compliant in the marketplace. The foundation and core of mortgage financing is providing the needed funds for borrowers to achieve the American dream of homeownership. Additionally, the most fundamental activity that must occur over the life of the loan is the repayment of the debt. It is essential for servicers to make this process as simple as possible for the borrower, while also ensuring efficient acceptance and application of th ..read more

Payment technology is evolving at lightning speed. New technology provides bad actors new targets for fraudulent activity ..read more

In the ever-evolving landscape of payments, Text Pay has become a familiar option for consumers seeking convenience and simplicity. However, as technology progresses, the focus shifts from mere availability to seamless integration and omni-channel experiences. In this blog, we explore the evolution of Text Pay, the importance of true omni-channel integration and how REPAY offers a comprehensive solution to credit unions and their members ..read more

All consumers prefer to pay in specific ways. While it’s common knowledge that consumers overwhelmingly prefer to pay electronically with debit and credit cards or ACH, some still favor or default to cash in certain situations. Although it may seem simple and straightforward, accepting and managing cash can be a tricky and cumbersome process for businesses, requiring time and resources and often exposing businesses to risk and security issues ..read more

In our rapidly evolving digital era, new payment technology is dramatically shifting how we transact. Traditional payment methods, such as credit cards with magnetic stripes and EMV chips, have been reliable for decades. However, more advanced and secure technologies like biometric technology and digital wallets are emerging and set to overtake traditional ones. This shift is a critical evolution in the financial services world, especially for financial professionals, tech enthusiasts, and business owners constantly seeking more efficient and secure payment solutions ..read more