My Mortgage Blog
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We strive to provide the best options, Advice, Service, and Price on home loans without using overly technical jargon or trying to cloud your judgment with gimmicks like a lot of the banks do have a read of some of our blogs below to see what we mean.
My Mortgage Blog
1M ago
What exactly is interest deductibility? In this quick blog we’re looking at what interest deductibility is and what do these new rules mean?... When you think about investment property, you’d exp ..read more
My Mortgage Blog
1M ago
In the maze of financial jargon out there, one term that has been buzzing around lately is DTIs, or Debt to Income Ratios. From economic pundits to lending institutions, everyone seems to be talking ..read more
My Mortgage Blog
1M ago
I recently had a client ask whether she should pay a lump sum off her loan, as her fixed term was about to expire, or use the funds she'd saved to put a new bathroom in her property. The answer ..read more
My Mortgage Blog
2M ago
A crucial aspect of residential home lending for business owners is the significance of keeping your business financials up to date. In recent years, banks have become increasingly stringent about ..read more
My Mortgage Blog
2M ago
At My Mortgage, we've been closely monitoring the current landscape of interest rates as of February 2024. With rates fluctuating between 6.4% and 6.9%, depending on the chosen term, we believe it's ..read more
My Mortgage Blog
5M ago
We commonly hear people say that it’s impossible to get a home loan when you’re on a fixed term contract but is that true? Read on to find out more!... Every situation is different when it comes ..read more
My Mortgage Blog
6M ago
One of the common questions we're asked is whether lending amounts vary between banks, and the answer is a resounding "yes". We'll run through a few of the reasons behind these variations and why ..read more
My Mortgage Blog
6M ago
In the last six months I've had numerous questions from first-home buyers who are eyeing up properties that are now available at a lower price due to their need for some tender loving care! There ar ..read more
My Mortgage Blog
6M ago
After the flurry of purchasing in 2020 and 2021 where many people purchased properties without much due diligence, over the past 6 months we're starting to see more buyers conducting thorough checks ..read more
My Mortgage Blog
6M ago
It’s less common these days to see trial periods in employment contracts since the law changed in 2018 to only allow employers with 19 or less staff to include trial periods. But the question does ..read more