Kāinga Ora First Home Partnership Scheme Have you been feeling like there is a roadblock to you buying your first home? We have helped many get approved to purchase their first home through the scheme. Want to learn more acbout the scheme? Click here. The schemes a great way to purchase the home that suits you or your family now without having to wait! With only 5% deposit required to get into your home! We have had clients purchase through the scheme currently on one income, paying child care costs for an under 2 year old , have a personal loan to repay, recently graduated or expecting a futu ..read more

Can You Purchase A Home In New Zealand With Less Than 20% Deposit? The answer is YES, we have helped many of our clients into their first home with as little as 5% deposit!! On a purchase price of $450,000 that’s $22,500!! On a purchase price of $450,000 that’s $22,500!! You will be surprised how quickly your deposit adds up when you take into account KiwiSaver, KiwiSaver Home Start Grant, Family gifting and your personal savings! The Mortgage Girls also have an online calculator here to work through your savings plan for your deposit click here. We often do this through either purchasing a tu ..read more

We Have Been Helping Kiwis Just Like YOU Get Into Homes For Ages!! The Mortgage Girls started in 2015, and many in our team have previous experience in banking, finance and insurance. The photo is of the two founders Holly and Elyce both 9 months pregnant in the pitcure still 100% committed to The Mortgage Girls team and clients. We love nothing more then helping dreams come true and helping our customers into homes! Whether you are a first home buyer or looking to invest we can help! We can help you with the following New Zealand wide! Home Lending (Exsiting homes, New homes, Construction ..read more

Budgeting for your new home. How will my budget look once I have purchased a home? It's a pretty exciting and daunting process purchasing a home for the first time! In saying this preparation is key to know and understand how your budget will look once you have purchase a home. Your budget will change once you have a new home, you will now have some new responsibilities including rates, home insurance and your new mortgage repayments. Knowing what these are in advance of purchasing a home will help you to feel more confident with your purchase. The Mortgage Girls have some great resources ..read more

Often purchasing a home will be one of the largest purchases many of us will ever make.  Sometimes family may be in a position to help you achieve this goal, however they are not quite sure how they can help, or what the options are. Personally, we love seeing families working together to achieve goals.  This article provides information about some options your parents could consider when helping you purchase a home. The Mortgage Girls can discuss these options with you, and provide advice about structures and whether any of these options may be possible or appropriate for you and yo ..read more

The Credit Contracts and Consumer Finance Act 2003 (CCCFA), which governs banks, finance companies and lenders in New Zealand, has been significantly updated. There are now new requirements which come into effect on the 1st of December this year. All lenders are making the changes now so they can be ready for 1 December. Lenders have an obligation to lend responsibly, this has always been the case, however the changes to the CCCFA brings in additional tests the lender has to comply with, to assess the suitability of the loan and the borrower’s ability to afford repayments. As part of thes ..read more

The Mortgage Girls have some exciting news! The Financial Markets Authority has approved our Full Class 2 Financial Advice Provider Licence! What is a Full Class 2 Financial Advice Provider Licence? Ok, that’s a really wordy announcement. So, what does it actually mean? Anyone offering advice to people on what they should or could do with their money is in a trusted position. You want to be confident that that person knows what they are talking about, has your best interests at heart, and is doing everything above board. The "Financial Markets Conduct Act 2013" was amended to make sure that pe ..read more

Top Reviews, New Zealand The 9 Best Mortgage Brokers in Christchurch Our very own Michelaé Reeve recognised as one of the Best Mortgage Brokers in Christchurch, check out the article here.  To book an appointment with Mish simply click here.          The post The 9 Best Mortgage Brokers in Christchurch – Michelaé Reeve on the list! first appeared on The Mortgage Girls. The post The 9 Best Mortgage Brokers in Christchurch – Michelaé Reeve on the list! appeared first on The Mortgage Girls ..read more

We Have Been Helping Kiwis Just Like YOU Get Into Homes For Ages!! The Mortgage Girls started in 2015, and many in our team have previous experience in banking, finance and insurance. The photo is of the two founders Holly and Elyce both 9 months pregnant in the pitcure still 100% committed to The Mortgage Girls team and clients. We love nothing more then helping dreams come true and helping our customers into homes! Whether you are a first home buyer or looking to invest we can help! We can help you with the following New Zealand wide! Home Lending (Exsiting homes, New homes, Construction ..read more

Home Finance Calculators Suite . Exciting news! . The Mortgage Girls have just updated our website to include a new suite of custom built calculators! Using our industry knowledge to help you with your goals! . The check out the full suite of calculators CLICK HERE . The new suite includes; . Home Deposit Savings Calculator, how long will it take to reach your goal? . Rent Vs Home Loan Calculator, Can I afford to purchase a home? . Home Loan Repayments Calculator, Calculate your expected mortgage repayments . Investment Return Calculator, Will your investment property earn a profit? . Investm ..read more