Retirement Income Journal
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The information forum of the decumulation industry. Retirement Income Journal was set out in 2009 to create a digital-only, subscription-based publication that would provide unconflicted news and analysis to the annuity and financial advice industries.
Retirement Income Journal
6M ago
In the near future, I plan to turn the RIJ website into a free library of information on retirement income planning. Before then, I hope to revise 'Annuities for Dummies.'
The post RIJ’s Next Phase appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
The post Political Party Affiliation of Fortune 1500 Executives appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
A recession today could reduce a new retiree's ability to pay for assisted living or nursing care services or long-term care 20 years from now, among other effects, writes our guest columnist.
The post A Recession’s Threat to Retirees and Near Retirees appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
Income Lab launches ‘Life Hub’; Ubiquity and Paycor announce 401(k) partnership; Amber Williams to lead Lincoln ESG initiatives.
The post Breaking News appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
The US population aged 65 or over is expected to grow by more than 8.5 million by 2026, LIMRA said. Individual annuity sales cluster around age 65.
The post Demographics and interest rate policy favor annuities: LIMRA appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
Leading private equity-linked fixed indexed annuity (FIA) issuers ceded the risk (the liability) of 95% of their 2021 sales to the balance sheets of affiliated or co-owned reinsurers located mainly in Bermuda.
The post How Annuity Risks Get Passed to the Bermuda Triangle appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
The US faces an unsustainable fiscal imbalance of about $250 trillion over eternity, says an econometrics think tank. For several reasons, the analysis doesn't worry me.
The post You Can’t Eat Your Own Head appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
The post Losing Part of Social Security Would Be Like… appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
The post The War in Ukraine and Global Commodity Inflation appeared first on Retirement Income Journal ..read more
Retirement Income Journal
6M ago
'We are proud to have built a product that allows investors to elect not to pay an advisory fee in return for allowing us to hold a portion of the proceeds in cash, and we do not hide the fact that our firm generates revenue for the services we provide,' a Schwab statement said.
The post Robo-advice settlement costs Schwab $185 million appeared first on Retirement Income Journal ..read more