What to consider when collecting wine and how your insurance broker can help. Are you a wine enthusiast with a growing collection of fine wines? Preserving and protecting your investment is crucial to ensuring that your wines maintain their quality and value over time. From storage conditions to handling techniques, here are some essential tips for wine collectors to safeguard their prized bottles. Ideal Storage Conditions: Proper storage is paramount for preserving wine quality. Maintain a consistent temperature between 45-65°F (7-18°C) to prevent premature aging or spoilage. Fluctuations in ..read more

Understanding Construction Insurance in Red Deer Construction insurance can be divided into two categories – property insurance (first party coverage) and liability insurance (third party coverage). Both coverages are project specific.  Property insurance for new homes or buildings under construction as well as homes or buildings undergoing significant renovations, are covered under a Builder’s Risk (also referred to as Course of Construction) policy.  Builder’s Risk policies provide coverage for loss or damage to materials, fixtures and appliances that are intended to become pa ..read more

Navigating Risk Management: The Ins and Outs of Private Client Insurance for High-Value Assets Introduction: For clients with high-value assets such as luxury homes, fine art collections, exotic cars, and more, standard insurance coverage may not provide the level of protection needed. Private client insurance offers tailored solutions to safeguard these valuable assets comprehensively. In this blog post, we’ll delve into the world of private client insurance and why it’s essential for luxury insurance clients. Understanding Private Client Insurance: Private client insurance, also known as hig ..read more

Top 10 Expert RV and Camper Preparation Tips for an Epic Summer Journey Introduction: Summer is the perfect time to hit the open road in your RV or camper, but proper preparation is key to a smooth and enjoyable trip. As your trusted insurance broker, we’ve compiled the top 10 expert tips to help you get your RV or camper ready for the summer season. Check Your Tires: Inspect the tread depth, tire pressure, and overall condition of your RV or camper tires. Replace any worn-out tires and ensure they are properly inflated for safe travels. Test Your Batteries: Check the batteries in your RV or ..read more

Protecting Your Home: A Comprehensive Guide to Mitigating Water Damage  Water is the new FIRE. Did you know water claims have more than doubled since 2015? Our partners at Rocky Cross Construction North – DKI have provided some excellent tips and resources for water damage mitigation.   What makes water damage restoration successful?   A high level of communication between the insured, the adjuster and the restoration company is required for success. As your broker, we are always active in your claim as your claims advocate. In the case of a potential loss or damage, we assist y ..read more

Cyber Liability Insurance: Protecting Your Business in the Digital Age In today’s digital landscape, businesses of all sizes face cyber threats that can jeopardize sensitive data, disrupt operations, and damage reputation. Cyber liability insurance has become a crucial risk management tool, providing financial protection and support in the event of cyber attacks, data breaches, and other cyber incidents. In this expert blog post, we’ll delve into the importance of cyber liability insurance for businesses and why it’s essential in mitigating cyber risks.  As technology keeps evolving, so d ..read more

Understanding Restaurant Insurance in Alberta: Essential Coverage for Your Culinary Business Introduction: As the culinary scene in Alberta continues to flourish, restaurant owners are faced with unique challenges and risks. From property damage to liability claims, ensuring comprehensive insurance coverage is essential for protecting your business and its assets. In this blog post, we’ll explore the importance of restaurant insurance in Alberta, key coverage options, and how to choose the right policy for your culinary venture.   Referred to as Hospitality insurance within the insurance ..read more

Welcome Rosalie Cederstrand: A Valuable Addition to Our Insurance Brokerage Team! Rosalie Cederstrand, CAIB Introduction: We are excited to introduce and welcome Rosalie Cederstrand as the newest member of our esteemed insurance brokerage team. With her extensive experience, expertise, and dedication to client satisfaction, Rosalie is set to play a crucial role in delivering exceptional service and driving success for our clients. In this blog post, we’ll delve into Rosalie’s background, skills, and the value she brings to our brokerage.  Rosalie Cederstrand: A Brief Introduction &nb ..read more

Breaking News: Our Brokerage Wins Fastest Growing Brokerage Award!  Introduction: Welcome to our latest blog post where we are thrilled to announce a significant achievement for our brokerage. We are excited to share that we have been awarded the title of one the 15 fastest-growing brokerages in Canada! This recognition from Insurance Business Canada is a testament to our team’s dedication, hard work, and commitment to excellence in serving our clients.  Why This Award Matters: Winning the fastest-growing brokerage award is more than just a recognition; it reflects our continuous gro ..read more

Excel Metro Vancouver partners with Beyond Insurance Excel Insurance Brokers Metro Vancouver partners with Alberta Insurance Brokerage in cross border expansion.   Excel Insurance Brokers (Metro Vancouver) Inc. is joining forces with Excel Group Partner, Beyond Insurance, an innovative, award-winning, independently owned Alberta brokerage to expand its insurance offerings to lower mainland clients. Over the next few months, we will be re-branding as Beyond Insurance.     Excel Metro Vancouver president Ricardo de Guzman says, “Right f ..read more