Photo: Cst. Troy MacIntosh Kennebecasis Regional Police Force and Danny Hennessey Digital Client Manager Higgins Insurance Understanding the Impact of Impaired Driving Impaired driving remains a pervasive issue with far-reaching consequences for public safety. Law enforcement officials, such as Sgt. Scott and Cst. Troy MacIntosh of the Kennebecasis Regional Police Force, offer valuable insights into the gravity of this problem. Their experiences on the front lines underscore the urgent need for concerted efforts to combat impaired driving and ensure safer roads for all. The Legal Ramificatio ..read more

Introduction: A Tale of Repair Delays Picture this: Ed Kim, a car enthusiast, found himself in a minor fender bender. Eager to get his vehicle back on the road, he took it to a recommended body shop only to be told they couldn’t even look at his car for a month and a half due to a backlog. Weeks passed, and the parts he needed, usually a three to four-day delivery, took a month to arrive. This scenario, while frustrating, is becoming increasingly common as global supply chain issues and other factors are causing unprecedented delays in car repairs. Loss of Use Coverage: A Lifesaver in Repair ..read more

In an era marked by increasing weather-related catastrophes and evolving risks, ensuring the adequacy of your property insurance coverage is paramount. With the frequency and severity of severe weather events on the rise, homeowners need to proactively review their insurance policies to protect their homes, belongings, and financial well-being. Assessing Coverage Essentials: 1. Rebuilding Costs: One fundamental aspect of property insurance is assessing the replacement cost of your building and additional structures like sheds, detached garages, hot tubs, and swimming pools. According to a re ..read more

Have you ever found yourself trapped in the frustrating web of road rage, either as a victim or inadvertently contributing to it? Sgt. Scott and Cst. Ryan Walker of the Kennebecasis Regional Police Force recently shared valuable insights during our meeting, highlighting the significance of individual responsibility in creating safer roads. Let’s delve deeper into each of the five essential tips he emphasized, providing you with a comprehensive guide to navigate road rage incidents effectively. 1. Practice Good Driving Habits: Being a courteous driver goes beyond following traffic rules; it’s ..read more

As the cold winds sweep across the landscape, painting everything in a serene blanket of snow, the allure of winter often captivates our senses. However, amidst this picturesque scene, winter also brings about hazardous road conditions that demand our utmost attention and caution. To unravel the secrets of safe winter driving, we turned to Sgt. Evan Scott from the Traffic Services of Kennebecasis Regional Police Force. Armed with invaluable insights, he shared seven essential winter road safety tips that can make all the difference between a smooth journey and a perilous adventure. 1. Embrac ..read more

As the chill of winter begins to creep into your region, it’s time to start thinking about storing your boat properly to ensure it remains in top-notch condition when warmer days return. Your boat is a significant investment, and proper winter storage is crucial to maintaining its performance and appearance. In this guide, we will provide you with a comprehensive set of guidelines to help you protect your boat during the winter months. 1. Choose the Right Storage Location The first step in winter boat storage is selecting the appropriate storage location. Ideally, you should store your boat ..read more

As the winter chill settles in, motorcycle enthusiasts face the challenge of safely storing their prized two-wheelers until the warmer days return. Proper motorcycle storage is crucial to preserve its performance, appearance, and overall condition. In this guide, we’ll provide you with a comprehensive set of guidelines to help you protect your motorcycle during the winter months. 1. Change the Oil Start by changing the oil in your motorcycle. Used oil can contain contaminants that, if left in the engine, can lead to corrosion and damage over time. Fresh oil will help protect your engine duri ..read more

Your principal residence or waterfront properties offer breathtaking views and a serene lifestyle, but they also come with unique challenges, one of which is the risk of water damage. Whether you own a cottage by the lake or a house overlooking the ocean, safeguarding your property from water damage should be a top priority. One often-overlooked aspect of protection is the maintenance of rain gutters. In this article, we’ll delve into the significance of rain gutters in preventing water damage, particularly in basements, and provide valuable insights into maintaining them effectively. The Cr ..read more

Maintaining a hot water tank is essential for ensuring its longevity and preventing potential issues down the line. Additionally, understanding your insurance coverage and the factors that affect it is crucial. In this comprehensive guide, Higgins Insurance provides valuable insights and tips on water tank maintenance, replacement, and insurance considerations. Let’s dive in! Importance of Regular Maintenance Proper maintenance is key to extending the lifespan of your hot water tank and avoiding costly repairs or replacements. Here are some practical maintenance tips to keep your tank in t ..read more

Maintaining wellness at work is essential for a healthy and productive work-life balance. Here are a few tips that can help you stay focused and motivated throughout the day: take breaks to stretch and move around, practice good posture, stay hydrated, bring healthy snacks to work, and prioritize your workload.  Download our free wellness checklist for more ideas on how to incorporate healthy habits into your work routine. By taking small steps to prioritize your health at work, you can enhance your overall well-being and boost your productivity.   DOWNLOAD CHECKLIST The post F ..read more