What happens if you drive without insurance in Alberta?
Sharp Insurance Blog
by Natasha Newsome
1d ago
Driving without insurance in Alberta, or anywhere in Canada, is not only illegal but also financially risky and potentially devastating in the event of an accident. As an expert Auto insurance broker in Alberta, it’s crucial to emphasize the following key points: Legal Consequences: Driving without insurance in Alberta can result in severe legal consequences, including fines, license suspension, vehicle impoundment, and even criminal charges in some cases. These penalties can significantly impact your driving record and future insurance rates. Financial Risk: If you Drive Without insurance in ..read more
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10 Ways to Lower Your Car Insurance Rates in Alberta
Sharp Insurance Blog
by trufla-admin
1M ago
Many individuals believe that auto insurance premiums are fixed and challenging to reduce, but this is not accurate. You’ve probably noticed an increase in your car insurance rates in Alberta over the last few years. The escalating costs of vehicle repairs, coupled with a considerable number of accidents, particularly in bustling areas like Calgary and Edmonton, contribute to this trend. It’s crucial to explore your options and find the most suitable coverage, especially if you are looking for: Car insurance in Calgary. Car insurance in Edmonton. So what can you do to lower your car insuranc ..read more
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Safeguarding Your Digital World: Pro Tips on Internet Safety and Computer Maintenance
Sharp Insurance Blog
by Natasha Newsome
2M ago
In honor of Safer Internet Day, we’re diving headfirst into the thrilling world of online safety and computer maintenance. Sharp’s IT Technician, Jorge, knows just how crucial secure digital habits and regular computer TLC are in our day-to-day lives. Whether you’re conducting business, splurging in an online shopping spree or mindlessly meme-scrolling, protecting your personal info is key, and Jorge is here to offer you some tips. Robust Passwords: Your Digital Guard Your digital safety journey starts with robust password practices. Steer clear of predictable passwords such as “password123 ..read more
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Understanding Wildfire Insurance Claims in Alberta
Sharp Insurance Blog
by Jay Kumar
2M ago
When an evacuation order was issued in the town of High Level, Alberta, thanks to the threat of a massive, uncontrollable wildfire, over 5,000 residents were displaced. The ‘Chuckegg Creek fire’ blazed roughly three kilometers southwest of the town and expanded enough to where it dominated some 920 square kilometers of land. Thanks to the actions of the firefighters and support staff, everyone under threat of the danger was able to be evacuated safely. Wildfires and major fire events, such as the recent Chuckegg Creek and Fort McMurray fires, largely affect the people whose homes are situated ..read more
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Water Coverage: What Homeowners Need to Know
Sharp Insurance Blog
by Jay Kumar
2M ago
It’s rain and hail season in Alberta. When was the last time you checked with your home insurance broker? Unless you’ve had a flood in your basement or your septic tank has blocked, you’ve likely never had to think about different types of water damage.  But with water damage a rising trend in the province and water damage claims the highest dollar amounts being paid out by insurers each year, it’s time to reevaluate your insurance policy.  Tenants and condo owners are also significant players in the water damage field. You may know someone who owns a condo and had to replace their c ..read more
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Do I need business insurance if I work from home?
Sharp Insurance Blog
by Jay Kumar
2M ago
Working from home can be fantastic – no commute, more flexibility, and working in your pyjamas, what else could you want? But with this freedom comes some additional risks, which is why working from home affects your home insurance. for example, you may be bringing home papers, materials and equipment from work or you may be inviting clients over to your home office. Any work-related property damage or liability claims won’t be covered by your home insurance unless they’re notified and you have the proper coverage. You may need business insurance if you work from home or run a business from yo ..read more
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Winterproof Your Business: A Guide to Keeping Your Building Safe Through the Cold Months
Sharp Insurance Blog
by Natasha Newsome
3M ago
Winterproof Your Business: A Guide to Keeping Your Building Safe Through the Cold Months   As winter sweeps across Canada, businesses are faced with an annual challenge — how to keep their buildings safe and sound in the face of freezing temperatures, snowfall and icy conditions. This guide provides practical tips to help you “winterproof” your business and avoid common cold-weather pitfalls.   Insulate to Accumulate Investing in proper insulation is a must when winterproofing your business. It keeps the cold weather out, the heat in and the energy costs down. Check for drafts arou ..read more
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Stay Safe on Winter Roads: Essential Tips for a Smooth Winter Road Trip
Sharp Insurance Blog
by Natasha Newsome
4M ago
Winter road trips can be a magical experience, but they also come with their fair share of challenges. From icy roads to reduced visibility, it’s crucial to prioritize safety during your winter adventures. In this article, we’ll share essential tips to help you stay safe and protected on the snowy roads. So buckle up, grab a warm beverage and let’s dive in!     Prepare Your Vehicle: Before hitting the road, ensure your vehicle is winter-ready. Check your tires for sufficient tread depth and proper inflation. Don’t forget to top up your antifreeze and windshield washer fluid. Carry ..read more
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Tips for Safe and Thrilling Adventures: Make the Most of Your Travel Experience
Sharp Insurance Blog
by Natasha Newsome
7M ago
Traveling is an exhilarating experience that allows us to explore new places, cultures and create unforgettable memories. With today being Tourism Day, there’s no better time to plan your next adventure. To ensure you make the most out of your travels, the Sharp team has compiled a list of our personal tips that will help you stay safe, save money and have the best time possible.   Staying Safe on Your Journey Prior to joining Sharp’s client care team, Ken used to sell travel items and teach travel safety. Ken has kindly put together some safety tips to keep in mind while exploring a new ..read more
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5 Preventative Tips to Flood Proof Your Home in Alberta
Sharp Insurance Blog
by Tanya Hage Coburn
8M ago
It’s finally summer in Alberta. Since the spring, you’ve likely heard a neighbour or friend complain about their basement flooding. Do you know how to prevent your abode from flooding and reduce the threat of damage to your home? Flood proofing your home is the best route to minimize costs before an urban flood or sewer backup. In fact, if you’re one of the thousands of Albertans who have experienced a flood in their basement, you know it can be a major hassle. A flood can also cost you thousands of dollars if you’re not prepared. Insurers are reporting an increase in water damage claims, spec ..read more
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