Fuse Insurance is excited to announce that the firm has been named a 5-Star Brokerage by Insurance Business Canada Magazine for 2024. The winners of this award are chosen based on key business information including revenue growth, policies written, number of clients as well as policy and client growth. The recipients have exemplified top-tier knowledge, growth and excellence in these areas in order to position themselves as the best insurance brokerages in Canada in 2024.   We are so proud of the team at Fuse Insurance for their continued dedication in making our brokerage one of the to ..read more

Canada’s vape and e-cigarette market has grown in popularity due to an increased demand for alternatives to traditional tobacco smoking products. According to Statista, the market is projected to see a 3.93% compounded annual growth rate between 2024 and 2028. As a vape or e-cigarette business owner, you sell high-valued and unique products. These specialty products also come with complex risks and strict Health Canada regulations, putting your store under the microscope for everything you sell. Your vape store inventory is likely more valuable and expensive than what is typically found in a t ..read more

Business insurance is made up of multiple insurance policies which are created for business owners and companies to protect you, your customers, and your hard work. Unfortunately, losses often occur more frequently than business owners are prepared for. Having business coverage in place is crucial to ensure that your hard work isn’t undone by situations out of your control. Whether you work for a large firm or a non-profit organization, commercial insurance protects your financial security now and for the long-term survival of your business.   Are there risks specific to Calgary businesse ..read more

The amount of Canadian sellers on Amazon grows every year, with over 41,000 third-party selling partners on the platform in 2021 (Amazon Canada 2022 Impact Report). Whether you’re thinking of opening up an Amazon storefront or you’re already an established Amazon seller, insurance should be one of your top priorities in order to protect your products and your business. This post will help answer any questions you have surrounding Amazon insurance requirements and help you get started on obtaining coverage for your e-commerce business.   Frequently asked questions regarding Amazon Insuranc ..read more

Auto body and garage insurance provides coverage for automobile shop and garage risks. Garage insurance policies are for any businesses that take care, custody or control of third-party vehicles. Auto garages offer a broad range of services and are exposed to an increasing number of risks including fire, theft, vandalism, natural disasters and extreme weather. The last thing you want is to discover you are underinsured and held liable for a hefty claim, especially if it involves one of your customers’ vehicles.   What types of insurance policies should auto and garage businesses consider ..read more

[CALGARY, AB] — [February 9, 2024] – Fuse Insurance is one of seven finalists in the 2024 Insurance-Canada Technology Awards (ICTAs). Insurance-Canada has been hosting the ICTAs annually since 2010. The awards celebrate companies in the insurance industry as well as technology providers who are successfully using technology to improve the insurance ecosystem. The winners of the ICTAs will be announced in person during the Insurance-Canada.ca Technology Forum on February 27th, 2024 in Toronto.  “We are honoured to be recognized as a finalist in the 2024 ICTAs.” Kevin Lea, President of Fus ..read more

As an engineering firm, you take great pride in the work and projects that you complete. The complexities of your projects expose your firm to potential liabilities including design flaws, equipment failures, environmental factors and legal disputes. Many clients and regulatory bodies require engineering firms to carry insurance in order to qualify for projects, contracts or maintain compliance with industry standards. Having the right insurance in place not only fulfills these requirements, but is also a strategic investment that shields your firm from any potential financial setbacks.   ..read more

As a roofing business owner, you are exposed to a number of hazardous working conditions due to the nature of your business. Among the most common risks are injury, fire, falls or collapsing roofing materials. If roofing contractors do not use proper risk management, the cost of safety violations can be huge, and it can also hurt your company’s reputation. Since working at such great heights can pose serious safety threats, roofing professionals must take extra precautions to prevent injury. On top of protecting your business with a comprehensive roofing insurance program, you should also foll ..read more

Roofing season is upon us, have you looked over what your insurance policy covers? Companies are being increasingly cautious with what contractors they partner with, so it is in your best interest to be aware of what your commercial, industrial or residential roofing insurance program contains. Roofers face a number of risks on the job every day, including project error, injury, falling off the roof and falling objects. Ensuring you have a comprehensive insurance package in place will give you peace of mind while allowing you to perform your work at the high standards that your clients expect ..read more

Generally, insurance is designed to put customers in the same financial position that they were in before a loss occurred. This is not always the case if you look further into the details of your insurance policy, as not all policy wordings are the same. When purchasing insurance, the calculation that determines what you will receive in the event of a loss is accomplished through two main methods: actual cash value (ACV) and replacement cost. Each option results in a different level of protection and affects premium amounts. It is important to understand the difference between the two policy t ..read more