We're busy planning our next batch of episodes for you. So do let us know if you have any requests. In the meantime, over the coming weeks, each of the hosts is going to be sharing one of their favourite episodes.  It's Julie's turn this week and her favourite was 51. The Secrets of Financial Coaching.  This episode is packed full of tips on how to understand your behaviour around money. And more importantly, how you can change any of those behaviours that don't serve you as well as you would like. Support the show ✅ And if you enjoyed the show, please leave us a review. We genui ..read more

We're busy planning our next batch of episodes for you. So do let us know if you have any requests. In the meantime, over the coming weeks, each of the hosts is going to be sharing one of their favourite episodes.  It's Michelle up this week, and her favourite was 67. Beating Lifestyle Inflation. We look into what and how we end up with lifestyle creep. And more importantly, how to beat it! Support the show ✅ And if you enjoyed the show, please leave us a review. We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagr ..read more

We've been getting a lot of messages to the WMC HQ about pensions. So we thought it would be timely to revisit episode 53, where Julie, Michelle and Sara walked you through what your next steps are. Some of the things we cover: How to find a financial adviser What happens in the first meeting What to bring with you to the meeting What we’re looking at in the paperwork How we will explain your pensions to you What happens at the end of the meeting Resources:Pension Wise Pension Tracing Service VouchedFor Unbiased Support the show ✅ And if you enjoyed the show, please leave us a review. We ge ..read more

Get ready to level up your career game in this episode of Women & Money Cafe, as we dive into the nitty-gritty of job offers and benefits. From company culture to pension plans, no stone is left unturned! Here's what you can expect: - Michelle's advice on gauging company culture and work-life balance - Emily's insights on aligning personal and company values and considering sustainable initiatives - Julie's discussion on company policies, unique benefits, and work-life balance - Tips on evaluating job offers' impact on personal life and envisioning career aspirations - The significance of ..read more

Prepare for a dive into a rapid-fire checklist for the end of the tax year. Get ready for crucial tax-saving tips and insights that will set you on a path to financial empowerment. Areas covered: - ISA Allowance: Understanding the current £20,000 allowance and making the most of it for tax-free growth and earnings. - Capital Gains Tax Allowance: Exploring the shrinking annual allowance and strategies to capitalise on it before it drops to £3,000. - Pensions: Unveiling the tax efficiency of pensions, contribution limits, and the benefits of using the pension wrapper. - Child Benefit: Clever tac ..read more

In this episode , the hosts, including returning founder member Tamsin Caine, explore the challenges and opportunities of managing finances as a single woman, particularly after a divorce or widowhood. They discuss the emotional and practical aspects of taking full control of finances, from setting up emergency funds to investing for the future. With a focus on empowerment, the episode covers the importance of building a support system, and the  benefits of financial planning for single individuals and the importance of having a 'money wife' for support and accountability. GUEST EXPERT ..read more

After the success of episode 70 (Atomic Habits for Money) we thought we should revisit  actionable strategies for managing and reducing spending, highlighting the power of small changes in achieving big financial goals. Here are some key takeaways from the episode: - Reviewing Amazon orders and subscriptions to cut unnecessary expenses - Cancelling unused subscriptions and keeping track of family shared expenses - Celebrating financial wins by allocating a small amount for treats or charitable donations - Breaking big financial goals into small, achievable habits - Creating a money calen ..read more

We have a super cool episode for you in this one with hypnotherapist Katie Crooks. She brings a wealth of insights on overcoming self-sabotage and imposter syndrome, empowering listeners to tap into their true potential. Stay tuned to the end when Katie blows our mind with the significance of the word "try" and why Julie is determined to eliminate it from her vocabulary. What Katie is reading: A New Earth - Eskhart Tolle and Secrets of a Millionaire Mindset - T Harv Eker SPECIAL GUEST: KATIE CROOKS is a multi-talented singer, performer, and voice coach with over 20 years of experience. She ..read more

JOSIE COX  asks why money is still so gendered! Why progress towards closing the gender pay gap has been so elusive over the past few decades. Why we’re still failing to have good, inclusive conversations about gender inequality. Josie is a journalist who has worked on staff for Reuters, the Wall Street journal, and The Independent and as a freelancer for the Guardian, The Washington Post, Fortune, Forbes, the BBC and a host of other outlets. She was a 2020/2021 Knight-Bagehot Fellow at Columbia Journalism School. She has an MBA from Columbia Business School and is also an associate instr ..read more

In this episode  Julie, Michelle, and Emily engage in a spirited debate on the age-old question: Should you overpay your mortgage or put money into a pension? This showdown delves into the financial implications and personal preferences that go into making this crucial decision, leaving listeners with insightful perspectives to shape their own financial strategies. - Decision-making considerations: Interest rates, investment returns, tax effects, and age - Benefits of pension contributions: Tax relief, compounding growth, and access to funds - Drawbacks of mortgage overpayment: Interest ..read more