Harbinder Panesar Blog
Harbinder Panesar Blog
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Harbinder Panesar has been selling homes and condos to first-time buyers, and to those who are upsizing or downsizing, have helped many in renting a house or condo, leasing commercial and industrial properties, and in the sale of businesses. She answers all the questions you have while buying or selling a property.
ARE YOU BUYING FOR THE FIRST TIME OR REFINANCING YOUR HOME OR BUYING ANOTHER PROPERTY FOR INVESTMENT? As you are all aware; Banks have very strict procedures when you apply for mortgage, line of credit or refinancing you home. You should always be prepared with the following documents: 1, Employment letter when you are ready to apply. 2. Latest Pay Stubs (If you are doing 2 jobs, keep for ...Read More
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Are you Confused about what you should buy? Most of the time; many First Time Buyers want to know what is the Difference between a Home and a Condo. Home: Any place that you want to buy and fits within your budget is a home. You can buy a Freehold Home where owners maintain inside and outside of the home such as driveway, lawn, windows, roof .....etc. Freehold homeowners can control their ...Read More
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Recently I was reading an article where a Landlord got charged for not Following up on FIRE CODE. He RENTED OUT ROOMS TO Different Tenants but did not Comply with Fire Code meaning that: - The Smoke Detectors on the Rented Property Were not Working and Fire Caused Death of a Tenant. For those who own a Rental Property whether it is a Condo or a House; please make sure the following measures...Read More
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  Mortgage Rules Changes:   New Mortgage Rules will go into effect February 15, 2016 You will be required to pay larger down payments for homes over $500,000 House priced upto $500,000 can be bought with 5% downpayment (You need $25,000) If house price is more than $500,000 then minimum down payment for new insured mortgages will increase from 5% to 10% for the portion of the ho...Read More
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Buyers usually ask me the following questions about buying a RESALE HOME or CONDO: A. HOW MUCH MONEY DO I NEED TO BUY A HOME? I can give you a rough idea but your bank or mortgage company will be best to advise you with the exact amounts based on your financial situation and the type of property you want to  buy:   * (Numbers for guideline only - Please Verify with Your Mo...Read More
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First Time Buyers: Congratulations on thinking of owning a home that is a Biggest Lifetime Asset and fulfillment of your dreams.  As you all know, GTA market is very busy and most of the houses and condos are selling in multiple offers and over asking value. However, this should not deter you from owning a property and missing out on an opportunity to enjoy the quick equity build up in ...Read More
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Welcome To My Website, www.bramptonhomes.info I Help Buyers, Sellers and Renters Not Only In Their Move But Also Guide Them To Make A Move That Leads Them To A Better Choice. For Those Who Are Looking To Rent; I Would Like Them To Think About The Amount They Are or Have Been Paying Every Month To Landlord. Please Take a Moment And Think About The Following: How Much Money You Will Pay For Ano...Read More
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