Since 2024, interest rates have dipped across financial markets, making high-return savings accounts harder to find. In 2024, many Singapore banks have reduced their savings rates to as low as 2%-5%, limiting growth opportunities. Longbridge’s 8% interest rate stands out, offering a superior solution to grow your wealth faster. This high-rate savings account outshines most […] The post Maximize Your Savings with Longbridge’s 8% Interest Rate appeared first on Learn To Invest ..read more

Having been in the Philippines close to 2 months, I have utilized many different multi-currency cards. From Revoult, DBS Multi-Currency Card, YouTrip and Trust. Best and behold, of course, I have found my favorite multi-currency card to use overseas. Indeed, it is Trust Bank. Trust Bank – A unique partnership by Standard Chartered and FairPrice Group forming one of the digital banks in Singapore. Hmmm, why is it my favourite card? You may ask…. Below are 5 reasons why I felt it is the best overseas card to use right now! 1. No FX Fees Yes, you hear it right. No FX fees! Hence, the rates that y ..read more

For many Singaporeans, moving overseas to work has always been a cherished dream. Having been a part of Singapore’s rigorous education system for over 13 years, I have witnessed firsthand the immense stress that my peers, siblings and relatives have gone through. Despite the pressures, this intense educational environment shapes how Singaporeans into some of the most efficient and hardworking individuals in the workforce. As a result, many more opportunities beyond Singapore’s borders, particularly in countries like Australia, United States and the United Kingdom (UK visa).  Interestingly ..read more

In early 2021, a struggling video game retailer, GameStop, ignited a financial firestorm. Fuelled by a social media-driven surge in retail investor activity, GameStop’s stock price skyrocketed. This was a direct challenge towards the Wall Street institutions and sparked a global conversation. Fast forward to 2024, GameStop has seen a slight resurgence and is back in the spotlight. Has the company undergone a true transformation, or is this just another cycle of hype for GameStop resurge? This article delves into the past and present state of GameStop and hopes to identify key lessons for retai ..read more

For the whole of October, Standard Chartered is running promotions for customers to sign up for a Standard Chartered card. This is definitely one of the better hassle-free cash back credit cards in the market. Applicants get to choose from one of three tempting rewards and deals. This promotion is valid till the 31st October 2023. This is definitely one of the top few credit cards for everyday all spend with two years fees waiver. Sony WH-1000XM5 (worth S$575) Apple iPad 9th Gen  (worth S$504) Airpods Pro Gen 2 + MagSafe Charger bundle  (worth S$421) S$400 PayNow cash Steps to Sign ..read more

For the most part, 2023 has been a fantastic year for many investors. I thought it would be interesting to share a crucial chapter of my investment journey: My Year-to-Date (YTD) 2023 performance review of my portfolio. Today, we’ll take a closer look at how my investments have been made throughout this year, the lessons we can take away as well as what lies ahead. The Indexes Performance (Year–to–Date Performance) Let’s first take a look at how the indexes have performed YTD! Source: Google Finance Out of the 3 indexes, the Nasdaq 100 has severely outperformed the S&P 500 and the Dow Jone ..read more

In the fast-paced world of technology, major acquisitions or IPOs can send shockwaves through the industry. After the recent IPO of Arm Holdings, there has been another huge announcement this week. Cisco has just announced their intent to acquire Splunk Technologies for over US$28 billion. For Cisco, this transaction might be pivotal in their expansion of their service offerings outside of their telecommunications equipment services. However, many people might not be familiar with Splunk Technologies’s operations and recent financial status. In this article, we will deep dive into this Cisco a ..read more

In the fast-paced world of technology, major acquisitions or IPOs can send shockwaves through the industry. This redefines industry landscapes and also reshapes innovation roadmaps. One such game-changing event was Nvidia’s announcement of its intent to acquire ARM. This was announced in September 2020 and it was valued at a staggering $40 billion. However, they were met with much scrutiny from regulators and competitors globally. As a result, ARM Holdings explored other opportunities and is slated to go public in September 2023. In this article, we will deep dive into ARM’s background, financ ..read more

Fixed deposits have long been a preferred investment choice for many Singaporeans. A safe and secure way to grow their savings in Singapore. Thus, it is crucial to identify the best fixed deposit rates in Singapore. To maximize your returns while preserving capital with that extra stack of cash laying around. Today, we will explore the top fixed deposit options available in Singapore. We hope to help you make informed decisions about where to park your funds for the best returns. TL;DR What is a Fixed Deposit Account? By definition: banks offer a product known as a fixed deposit, also referred ..read more

For the month of September, SingSaver is running a crazy deal for many credit cards. By signing up for Citibank and CIMB credit cards, you can get the signup gifts while get chances to win the “Minute to Win It” Lucky Draw. Firstly, for the Citibank Premier Miles, applicants get to choose from one of four tempting rewards and deals. This card promotion is valid till the 17th September 2023.  Apple iPad 9th Generation 10.2 Wifi  (worth S$503) Dyson Supersonic (worth S$699) Dyson V8 Slim Fluffy (worth S$509) S$300 Cash via PayNow Secondly, for the Citibank Cashback+, Cashback and Rew ..read more