For the whole of October, Standard Chartered is running promotions for customers to sign up for a Standard Chartered card. This is definitely one of the better hassle-free cash back credit cards in the market. Applicants get to choose from one of three tempting rewards and deals. This promotion is valid till the 31st October 2023. This is definitely one of the top few credit cards for everyday all spend with two years fees waiver. Sony WH-1000XM5 (worth S$575) Apple iPad 9th Gen  (worth S$504) Airpods Pro Gen 2 + MagSafe Charger bundle  (worth S$421) S$400 PayNow cash Steps to Sign ..read more

For the most part, 2023 has been a fantastic year for many investors. I thought it would be interesting to share a crucial chapter of my investment journey: My Year-to-Date (YTD) 2023 performance review of my portfolio. Today, we’ll take a closer look at how my investments have been made throughout this year, the lessons we can take away as well as what lies ahead. The Indexes Performance (Year–to–Date Performance) Let’s first take a look at how the indexes have performed YTD! Source: Google Finance Out of the 3 indexes, the Nasdaq 100 has severely outperformed the S&P 500 and the Dow Jone ..read more

In the fast-paced world of technology, major acquisitions or IPOs can send shockwaves through the industry. After the recent IPO of Arm Holdings, there has been another huge announcement this week. Cisco has just announced their intent to acquire Splunk Technologies for over US$28 billion. For Cisco, this transaction might be pivotal in their expansion of their service offerings outside of their telecommunications equipment services. However, many people might not be familiar with Splunk Technologies’s operations and recent financial status. In this article, we will deep dive into this Cisco a ..read more

In the fast-paced world of technology, major acquisitions or IPOs can send shockwaves through the industry. This redefines industry landscapes and also reshapes innovation roadmaps. One such game-changing event was Nvidia’s announcement of its intent to acquire ARM. This was announced in September 2020 and it was valued at a staggering $40 billion. However, they were met with much scrutiny from regulators and competitors globally. As a result, ARM Holdings explored other opportunities and is slated to go public in September 2023. In this article, we will deep dive into ARM’s background, financ ..read more

Fixed deposits have long been a preferred investment choice for many Singaporeans. A safe and secure way to grow their savings in Singapore. Thus, it is crucial to identify the best fixed deposit rates in Singapore. To maximize your returns while preserving capital with that extra stack of cash laying around. Today, we will explore the top fixed deposit options available in Singapore. We hope to help you make informed decisions about where to park your funds for the best returns. TL;DR What is a Fixed Deposit Account? By definition: banks offer a product known as a fixed deposit, also referred ..read more

For the month of September, SingSaver is running a crazy deal for many credit cards. By signing up for Citibank and CIMB credit cards, you can get the signup gifts while get chances to win the “Minute to Win It” Lucky Draw. Firstly, for the Citibank Premier Miles, applicants get to choose from one of four tempting rewards and deals. This card promotion is valid till the 17th September 2023.  Apple iPad 9th Generation 10.2 Wifi  (worth S$503) Dyson Supersonic (worth S$699) Dyson V8 Slim Fluffy (worth S$509) S$300 Cash via PayNow Secondly, for the Citibank Cashback+, Cashback and Rew ..read more

As shared in the 2023 Budget, Singapore’s Central Provident Fund (CPF) is undergoing significant changes. Starting from September 1, 2023, CPF contribution rules are set to evolve which will affect one’s take-home pay and more. This article provides a comprehensive guide to the CPF contribution changes, their implications, and how you can navigate through them. Understanding Changes in CPF Contribution Currently, the CPF Ordinary Wage (OW) ceiling is capped at S$6,000/month. This amounts to roughly S$1,200 (20%) for the employee and S$1,020 (17%) for the employer, respectively. From 1st Septe ..read more

Is college really necessary in the current day and age? Most, if not all students, attend college in order to get a better job with a higher salary. While, the financial returns for each degree do widely vary depending on the industry, university, opportunities and career path you choose. Hence, I would like to explore more about the Return On Investment (ROI) of the different university majors in Singapore.  TL;DR NUS Computer Science gives you the best ROI and is the highest median gross salary for a fresh graduate Doctors and Dentists tend to have very low ROI based on tuition fees in ..read more

China, the world’s second-biggest economy, has been closely watched by investors for its immense growth potential over the years. However, the performance of the China market over the past few years has caused concerns for investors. Sluggish domestic demand, weakening manufacturing output, rising unemployment, and weak international demand are some of the key issues. In recent times, the troubled Chinese developer China Evergrande Group has applied for bankruptcy protection from its creditors. In addition, a string of other Chinese real estate developers have also defaulted on their offshore ..read more

Overview of the business and the company Nintendo share price today Source: GoogleCompany Overview Nintendo Co., Ltd. IS A Japanese multinational video game company headquartered in Kyoto. It develops, manufactures, and sells home entertainment products in Japan, the Americas, Europe, and internationally. Founded in 1889 as Nintendo Karuta by craftsman Fusajiro Yamauchi which originally produced handmade hanafuda playing cards.  History of Nintendo 1889 – 1969: Card Company 1929 – 1968: Investing in business – instant rice, chain of love hotels, a taxi service 1969 – 1972: Classic and Ele ..read more