Finch Capital ‘State of European FinTech Report 2022’ finds the biggest category in venture funding, FinTech, is entering a period of cooling and consolidation to 2018/2019 levels as macroeconomic concerns are weighing heavily on the sector. Raising funds by FinTechs is becoming more competitive and price sensitive, despite record levels of undeployed investment capital. The lack of exit market and lower demand for mega-funding puts pressure on big ticket investors to deploy funds and make attractive returns. In its latest ‘State of European FinTech’ report, fintech venture capital firm Finch ..read more

With healthcare systems around Europe coming under the microscope particularly post 2020, we at Finch Capital are spending more time to understand what specific software solutions can be used to tackle some of the emerging problems across primary and secondary care. Last year, we invested in Lantum that are building workforce management software for these 2 care verticals. Unlike the US, European healthcare systems involve private and public sector working together to create a payer system that is matches the needs of that particularly country. While each country in Europe is different, the c ..read more

Finch Capital recently collaborated with Stripe on the writing of a report on The Rise of Embedded Finance, which discusses the evolution, current state, and future of the embedded finance market from both a venture investor and a market leader perspective. We predict that the embedded finance industry will become one of the most valuable sectors in fintech reaching $7 trillion globally over the next ten years. Embedded finance is a positive sum trend where banks can serve small businesses at scale, software platforms can diversify their revenue, and small businesses can grow more easily. Whi ..read more

ACQUISITION ENHANCES DIRECT-TO-MARKET STRATEGY; ACCELERATES OEM STRATEGY; AND INCREASES PENETRATION WITHIN THE ENERGY AND ASSET TRACKING MARKETS LAUSANNE, Switzerland, 30 May, 2022 – Astrocast, a leading global nanosatellite IoT network operator, today announced the signature of an agreement to acquire Hiber, a Netherlands-based, IoT-as-a-Service provider. Under the agreement, Astrocast agreed to acquire all of Hiber’s shares in exchange for the issuance of new Astrocast shares, representing 16.5% of Astrocast’s share capital, calculated prior to its previously announced public offering on Eu ..read more

Finch Capital’s forward-looking vision on the European FinTech space, 11 predictions that will shape the space in 2022 Today, Finch Capital issued their 2022 predictions (visit predictions report here) for European FinTech. The predictions summarizes and compiles industry data from various databases and research institutions. It also includes the Finch team’s own perspectives on the market, proprietary insights and data based on a decade of investment experience in European FinTech. We believe the following 11 trends will shape 2022 1) Fight for share and margin for PSPs - Processing margins ..read more

Pintek, an education fintech platform that provides innovative financial services to students, parents, education institutions, and education suppliers has raised a US$7 million Series A round funding. This brings the total equity and debt capital raised to more than US$35 million, to continue improving the access to education and livelihoods of unbanked/underbanked MSMEs in Indonesia.  New investors to the round include Kaizenvest, Heritas Capital, Blue7, and Earlsfield Capital. Existing investors Finch Capital, Global Founder Capital (GFC), Accion Venture Lab, Strive and Fox Ventures a ..read more

,Click here to view the document: ,https://docsend.com/view/ii4bnrimuxtbuw4q,. This is the 6th edition on the State of European FinTech and predictions for the year ahead. In this edition we cover 5 topics: (1) How well did we predict 2021? (2) The 2021 European FinTech landscape (3) Capital market and M&A implications for FinTech valuations & exits, (4) Events that might stall the FinTech “Blast” and (5) Our FinTech themes for 2022 Finch Capital is a growth investor in financial technology. We back companies generating €2-5m in revenue investing €5 to €10m initially and help them sca ..read more

See the full report here: https://pages.awscloud.com/fintech-report Overview The explosion of FinTech “enablers” in the last few years is as fascinating as the story of the growth of B2C-focused FinTech companies. The startups developing and providing cutting-edge technologies from core infrastructure, to customer onboarding solutions, to payments systems are disrupting financial services as much as new digital banks. The key to the growth of these FinTech enablers is partnerships. Download this report by AWS, Innovate Finance, and Finch Capital to find out how partnerships generate a multipl ..read more

Singapore, 12 July 2021 -- Nomu Pay, a Finch Capital funded company, today completed two transactions to acquire Wirecard Payment Solutions Malaysia and Wirecard Payment Solutions Hong Kong, and announced the appointment of Peter Burridge as Group Chief Executive Officer, to be based in Singapore. The acquisitions and appointment are part of Nomu Pay’s high-level strategy to create a market-leading unified payments company focused on high-growth customer segments in Asia-Pacific, the Middle East and Europe. Nomu Pay is in the process of closing several other transactions related to different W ..read more

Zip Co Limited (ASX: Z1P) (“Zip” or the “Company”) is pleased to announce that it has agreed to acquire the remaining shares of European “Buy NowPay Later” (“BNPL”) provider Twisto Payments a.s. (“Twisto”) and has also entered into an agreement to acquire the remaining sharesof UAE-based BNPL leader Spotii Holdings Ltd (“Spotii”). The transactions align with Zip's global expansion plans and the rapidly accelerating global BNPL opportunity. As demonstrated through the acquisition of QuadPay, where annual transactions have soared by over 200% post acquisition, Zip is building its playbook in su ..read more