South African Fintech companies Traderoot in collaboration with Wemvula have partnered to bring the revolutionary PayedNow instant payment solution to the local African market.   PayedNow is a pioneering solution under the umbrella of Wemvula Fintech, that has been developed with the specific aim of bridging the gaps that traditional payment systems often present. One of the most distinctive attributes of PayedNow is its patented real-time electronic messaging layer which grants payees the autonomy to decide on their preferred payment method.   “This is a notable paradigm shift in th ..read more

In this blog post, Traderoot Africa CEO Louis Volschenk shares some insight into how national postal service operators in African have started offering fintech solutions to improve their services, to offer new value-added services, and to increase their revenues. He will explain how Traderoot’s Universal Issuing Platform – Core Account can be used by postal service operators across Europe to offer profitable financial services to their customers.   Postal Services in Europe In Europe, postal services remain a key player in the economy, contributing significantly to social and economic dev ..read more

Keeping up with banking trends is not easy, especially when the competition is so tough and the trends are ever-developing. In this article, Traderoot Europe looks at some of the top trends banks should be exploring to avoid losing customers to fintech disruptors. In this blog post, we outline five key trends shaping the payments industry: Contactless Payments; P2P Payments; Open Banking; Card Controls; and “White Box” Fraud Monitoring. Read more below…   Contactless Payments Traderoot recognises that the pandemic played a crucial role in speeding up the adoption of contactless payment so ..read more

As digital innovations reshape customer expectations around transactions, the payments ecosystem is set for a profound transformation in 2024. Speed, transparency, and integrated mobility characterise the next era of payment experiences – underpinned by ground-breaking developments in contactless technology. Based on emerging advancements within the fintech landscape and shifts in consumer demand and expectation, Traderoot’s Jan Ludik looks at some key trends that will impact the payments industry in 2024.   Contactless Payments Level Up Contactless “tap-and-go” card payments gained tract ..read more

In this blog post, we take a look at the Traderoot ISO E-Bus and the crucial role that this product plays in ensuring compliance within the payments industry, with a specific focus on PSD2. The Traderoot ISO E-Bus is an Enterprise Service Bus (ESB) designed to facilitate seamless transaction stream integration at the source. Key features of the product include real-time data bus integration on an ISO 20022 network, support for domestic, regional, and international transactions, bespoke ETL (Extract, Transform, Load), protocol, and API support, a plug-in workflow for Anti-Money Laundering (AML ..read more

In this blog post, Traderoot CEO Jan Ludik delves into the exciting area of open banking, examining how this innovation can benefit payment service providers. In the ever-evolving landscape of the financial industry, payment service providers (PSPs) across Europe are constantly seeking innovative ways to stay competitive and meet the evolving needs of their customers. The advent of Open Banking offers a plethora of opportunities for PSPs. In this blog post, we will explore the various ways Open Banking can benefit PSPs and how it can become a catalyst for growth, innovation, and financial succ ..read more

Traderoot Europe, a premier value-added reseller for Traderoot within the European region, is thrilled to announce its groundbreaking efforts in revolutionising the financial technology landscape through cutting-edge embedded finance solutions. As a strategic partner for Traderoot, Traderoot Europe is committed to reshaping the future of payments, issuing, and core banking systems in Europe through innovative and seamless integration.   Embedded finance has emerged as a transformative trend in the fintech industry, with the integration of financial services into non-financial platforms an ..read more

In this blog post, Traderoot CEO Jan Ludik discusses the increasing adoption of digital banking and the role that fintech innovation is playing in driving this growth.   In recent years, digital banking has evolved from a convenience to a necessity for consumers worldwide. According to projections, the number of digital banking users will surpass a staggering 3.6 billion by the end of 2024, representing over 46% of the global population. The digital banking market size was worth around $7.9 trillion in 2021 and is estimated to hit approximately $10.3 trillion by 2028. The paradigm shift t ..read more

The global payment landscape is undergoing a rapid transformation, driven by technological advancements, changing consumer expectations, and regulatory developments. As we look beyond 2025, it is crucial for the banking, payments, and financial services industries to anticipate and adapt to evolving trends and opportunities. In this blog post, Traderoot CEO, Jan Ludik, investigates key factors shaping the payment landscape and discusses how industry players can navigate this dynamic environment.   The Rise of Digital Currencies Digital currencies, particularly cryptocurrencies like Bitcoi ..read more

The fintech landscape is evolving at a rapid pace, reshaping the banking, payments, and financial services industries. In this blog post, our CEO, Jan Ludik, explores three key fintech trends that are redefining the landscape and paving the way for a more seamless, efficient, and inclusive financial future.   Open Banking and API Economy Open banking has emerged as a transformative force in the financial services industry, driven by technological advancements and regulatory initiatives. Open banking refers to the practice of sharing customer financial data securely and with their consent ..read more