Banks are always willing to do business especially when it comes to loans but there are some reasons why banks won’t give you loans. They build relationships with their customers over some time to know if these customers are worth doing business with. Some reasons why banks won’t give you a loan are discussed below, follow this advice and getting a loan from a bank will get easier for you. Your character You cannot predict people’s character unless they’ve been tested; some banks have been victims of this situation. These banks give loans to their customers believing they will pay back when d ..read more

Financial freedom is a topic that is important to everyone, don’t let anyone deceive you not to take the financial aspect of your life seriously. There are two categories of people in life, those who have financial freedom and those who are debt-ridden. The difference between these two sets of people is that those who have attained financial freedom don’t live in debt, they have enough savings and they have enough funds to support their lifestyle and decisions conveniently. Debt-ridden people are always under pressure whenever it comes to spending to support their lifestyles because they do n ..read more

Do you have debt? Are you tired of making monthly payments? Do you dream of being debt-free? If so, you’re not alone. Millions of people are in debt worldwide, and many of them are struggling to make ends meet. The good news is that it is possible to pay off debt in 5 years. It takes hard work and dedication, but it is doable. In this blog post, we will provide you with a step-by-step guide to paying off debt in 5 years. Step 1: Create a budget The first step to paying off debt is to create a budget. This will help you track your income and expenses so that you can see where your money is goi ..read more

Do you have debt? Are you tired of making monthly payments? Do you dream of being debt-free? If so, you’re not alone. Millions of people are in debt worldwide, and many of them are struggling to make ends meet. The good news is that it is possible to pay off debt in 5 years. It takes hard work and dedication, but it is doable. In this blog post, we will provide you with a step-by-step guide to paying off debt in 5 years. Step 1: Create a budget The first step to paying off debt is to create a budget. This will help you track your income and expenses so that you can see where your money is goi ..read more

Personal finance is an essential aspect of our lives that cannot be ignored. Whether you’re just starting in your career or have been working for years, managing your money is crucial to achieving your financial goals. Saving money and building wealth can seem daunting, but with the right tips, it can be much easier than you think. In this article, we’ll be discussing 10 personal finance tips to help you save money and build wealth. These tips are practical and straightforward, designed to help you manage your finances more efficiently and achieve your financial goals faster. By following the ..read more

Instead of betting with your money, you can instead save the money. That is the wise decision to make. If you have been betting before then you need to read this post. In this post I will be showing you reasons why you shouldn’t get involved in betting. I heard story of a guy who won lottery money, about 2 million dollars and that’s a huge amount of money. Some people began to study this guy to see how successful he was going to be in some years’ time. But to their amazement, after some years the guy lost all his money and he became poor again. So you might be wondering what really happened ..read more

I will be discussing on the importance of financial success in today’s post. It is good we succeed in different areas on our lives but it is also important that we succeed financially. The reason why is said it is important for you to be successful financially in life is because financial success fuels other aspects of your life. It is good to be successful financially but that should not be the only success you desire in life. You should also consider success in other areas of life such as your physical and spiritual life. I have seen a lot of rich people that are sad, empty and depressed ..read more

Guarantee Trust bank was founded in 1990 but commence operation in 1991. and have continued to grow and wax stronger till now. They have also grown to become one of the most respected banks in Nigeria. In 1996 Guarantee Trust bank became a publicly quoted company and in 2002 the bank was granted a universal banking license by the CBN. They bank has also won the award for the best bank in Nigeria several times. They have focus more on retail banking which has helped them to grow. Their head office is located at plot 635, Akin Adesola Victoria Island, Lagos. GT bank was the first bank I open ..read more

These days, I usually have cause to do transactions with people I don’t see or even know and I need to make payment for these transactions using internet banking. Imagine if there was no internet banking, I will need to go to the bank to make the transaction myself and that would have taken some of my time. Internet banking also saves your time because you can do your transaction within minutes which is better than going to the bank as you might need to queue before entering the bank and also queue before doing your transaction. I can remember there was a day I was on my way home and I saw s ..read more

When we talk about financial success, we can also call it financial freedom. That means getting to a level whereby you are financially independent, you can spend money on your wants and needs without borrowing from others and still have excess to save and give to others. So, you can see that financial success for people is measured at different level. For someone who has a company with 200 staff and someone who has a company with 20 staff, their financial success level will be different. Everyone has a level they attain financially and they can say they are financially independent or successf ..read more