Buying a home is integral to the “American Dream,” but it is increasingly out of reach for many hard-working adults. The property market has been highly competitive over the last year because housing supply has shrunk dramatically. Now, many adults have given up on owning a home and expect they’ll rent for the rest of their lives. While most of the older generations will have their own homes through retirement, less than half of the largest group in the workforce – Millennials – think they’ll have that same luxury. Despite their pessimism, a competitive market doesn’t mean it’s impossible to o ..read more

  January 20th, 2022 will be a day I remember for a while as it pertains to real estate deals. That was the day I sold the most expensive lot in the history of the Tobiano Resort Development at 315 Holloway Dr. for $620,000.00. The lot itself is one of the best, if not the best building lot in the entire Tobiano development as it is 0.41acre in size and sits on top of a bluff overlooking Kamloops Lake and is adjacent to the 15th green of the Tobiano Golf Course. What makes this lot so unique and rare is that we only have 18 of these lake view bluff lots and only one that borders the gol ..read more

How much house can I afford? That is a question many home-buyers ask themselves when they are in the process of buying a new home. Purchasing a home is one of the most significant investments you will make in your lifetime. You must take the time to define a budget and carefully evaluate your financial situation before you start looking for your new home. This post will explain the most important factors to consider to make the search for your home more accessible. How much house you can afford to buy depends on various factors, including your income, the size of your down payment, any existin ..read more

When you're driving away from the dealership in your brand-new car, you're probably not asking yourself, "Does buying a car help your credit score?" However, that's an important question to answer. Let's find out how your credit score could be impacted by signing that car loan.   Top Ways Buying a Car Affects Your Credit Buying a car has the potential to increase your credit score, but it can also go the other way and drop. How are you to know? It all depends upon when and how you make the payments for your car loan. To find out if you can afford a car or not, consider if you can make tim ..read more

In life, certain decisions are more significant than others. For example, purchasing a car and a house are some. Suppose you're thinking about buying both a vehicle and a home. In that case, you're probably wondering quite a few questions, including, "what should I know about typical interest rates on mortgages and car loans," "should I buy a new or used car," and "how long after buying a car can I buy a house?" Ready to learn about some of the most important things you'll need to know when buying a car and a house? This post aims to answer all those questions and more, providing you with a st ..read more

Before Don Silvestri became president of Debt.com, he spent two decades as a senior executive overseeing marketing, sales, strategic planning, business and product development. His experience included website design, media buying, affiliate marketing, social networking, lead generation, and search engine marketing.   But Don is best known for playing for NFL teams like the New York Jets, Buffalo Bills and Seattle Seahawks. He holds dual degrees in Marketing and Business Administration from the University of Pittsburgh, where he was an Academic All-American.   The Pitt Varsity Letter ..read more

Many people think that making Christmas special for their family means spending a lot of money. However, this doesn't have to be the case! Today we're sharing the thirteen best tips to create a memorable holiday on a budget. While it's easy to feel like the holidays are all about gifts, it's really all about the memories we make with the ones we love. With all the pressure to create a magical holiday for their kids, many families neglect to save money for Christmas and end up spending more than they can afford. This ends up being a recipe for disaster and creates a lot of the stress that is so ..read more

Buying a house can be stressful. For first-time homebuyers especially, there is a lot of uncertainty around applying for a mortgage. That is why preparing for and understanding the process can decrease some of the stress of applying for a mortgage. Applying For a Mortgage is Very Common There are many reasons why as a borrower, you would want to apply for a mortgage. The most obvious is that you cannot afford to buy the house in cash and need to make installment payments on it over the next 15 to 30 years. However, even with a mortgage, real estate is one of the largest ways to build wealth ..read more

There are many reasons why people get into debt. Many don't know how to get out of it, but this article will show you what you need to do to get that weight off your shoulders! This post will give you some practical suggestions on how to save money and pay down debts. It is possible for anyone, regardless of their situation, income level, or credit score. The first step is recognizing the problem and taking steps towards solving it. So let's get to the steps to answer how to get out of debt. Why Is Getting Out of Debt Worth it? 90% of individuals say that money has an impact on their stress l ..read more

Buying a home is a big deal and a significant investment. For most of us, our house is our biggest expense. But, more importantly, our house is our home. It's where we relax, rest our heads at night, probably work from now, and it's what keeps us, our family's, and all of our stuff safe. Our homes are essential pieces of our lives, and if something were to happen to them, it would need to get fixed. Issues vary from minor fixes to major problems. These major issues can keep some people up at night as they can get extremely costly; this is where homeowners insurance comes in. What Is Homeowner ..read more