Financial freedom is within your reach, but what's keeping you from pursuing it for you and your family? I want to talk to you about the three ways women hold themselves back as far as money is concerned. Key points covered in this episode:  ✔️Women hold back when money is concerned because of these lies we tell ourselves.  The first lie we tell ourselves is that "we're lazy", and that's why we're not doing what we need to. Second, "we're crazy" for even trying to go after a big goal. And third, that "we're greedy" for even wanting to have more in life.  ✔️ Identify mental trigg ..read more

We cannot hold our future hostage to continuous inflation, crisis and economic instability. My friend, it's time to build the path towards financial freedom right now, regardless of where you are in your wealth-building journey. Learn 3 Ways to Build Financial Freedom Income  Key points covered in this episode:  ✔️#1 Create a business around your expertise. I'm a financial planner, so my expertise is financial planning. So I want you to think about what's your thing and figure out whether or not you can create a business around it.  ✔️ #2 The stock market. The easiest way to do ..read more

Today’s topic is something people often avoid: estate planning.  I was recently meeting with a new client and her fiance. As I was reviewing their current planning, I discovered that they hadn’t started talking about their estate planning. No one likes talking about what happens after they pass away. But the reality is that we all need to ensure our assets go to the right hands. In this episode, Portia Wood gets into the nitty-gritty of the concerns and circumstances of creating wills, trust funds, and prenuptial agreements for engaged couples, Black and Latino families, the LGBTQIA commu ..read more

Today, we will talk about a rarely discussed topic: the intersection of money and shame.  I first got interested in this when I read an article in 2016 by Neal Gabler in the Atlantic titled "The Secret Shame of the Middle-Class", as it resonated with me both professionally and personally.   I've had my share of making shameful mistakes in my own finances, and, similarly, my clients and prospects too beat themselves up for it. In this episode, we get raw and real with Katherine Lankford to talk about experiencing a mortgage trifecta during the meltdown of 2008 when she had to clo ..read more

Many of my clients and the listeners of this podcast aspire to be financially free. But my guest Deana Denton says that what we should dream and work for is SOVEREIGNTY. So today, we will dive deep into this concept and what it means for you today, and what is possible if you expand your vision of what TRUE FREEDOM could mean in your life. Key points covered in this episode:  ✔️ We are looking at a future where the power lever will be moved from governments to individuals. This is the insightful and interesting point that Supply Chain Thought Leader, Entrepreneur, and Real Estate Investor ..read more

It's time to discover your true purpose for money by transforming your investing experience. This is the passion that Sophal Pettit lives for. She is a wife, mother, coach, and co-founder of CSP Financial Group. A survivor of the Cambodian Killing Fields, Sophal is very passionate about helping people get what it means to be free and purposeful around money. She is living her American Dream and is taking a stand for others to do the same.  Join us in an insightful and powerful conversation in this new episode of Her Money Story — The American Dream with Sophal Pettit ▶️ Key points covered ..read more

Cryptocurrencies have been promoted as a way to democratize the finance world and include more diversity.   In this episode, crypto investor Nicky Shah shares her 20 years of experience as an investor and shares the ins and outs of crypto before deciding if you will add it to your investing mix. Cryptocurrency For Beginners: Should You Invest Or Not? ▶️ Key points covered in this episode:  ✔️ A recent CNBC/Acorn survey found that twice as many men and women invest in crypto as women, and the current gap exceeds the gap between men and women investors in stocks, ETFs, mutual fund ..read more

President Biden's plan for inherited real estate will impact more families than we think. Realtor Taunee English sounded the alarm that the unintended consequences of the administration's proposals would significantly affect the hardworking middle class.   Key points covered in this episode:  ✔️The proposed tax law changes only apply to those individuals whose income is above $1million, which only affects .03 percent of the US population. But buried in those tax law changes are pressing details most of us need to be aware of. It's the potential change in the step-up in basis on ..read more

How do you pick the best financial adviser for you? What are the questions essential to evaluate who can help you best in managing your finances? In the previous episode, we talked about doing things differently from what you would typically think. I was telling you what skills to vote for, designations to look for, and questions you should be asking to determine if they're a good fit for you and whether or not you are a good fit for them. Key points covered in this episode:  ✔️ Work with a financial adviser who will not shame or blame you for the fact that you've made money mistakes. Are ..read more

If you consider establishing a relationship with a financial planner, there are the fundamental and best questions to determine if they're a good fit for you. Determine the qualities that you want from that ideal person to suit your needs.  Key points covered in this episode:  ✔️ The first and easiest question to ask is WHO DO YOU HELP? When you ask that question, you can see if their experience works for you. If it doesn't sound like they're talking to you, then move on. Just because they're a nice person, you're on the board with them, or you went to college together are not compel ..read more