Tips to Get Your Home Ready to Sell Checklist
Carolina Realty Search Blog
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1y ago
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Learn About Your FICO Credit Score and What You Can Do To Make It Better
Carolina Realty Search Blog
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1y ago
Understanding your FICO Credit Score with a few pointers brought to your from SOFI. If your score is low, your chances of qualifying for a home loan are low and your finance rate goes sky high.  Make your credit score shine by understanding a few key things that are affecting your score. The FICO scoring model sources data from credit bureaus to evaluate your financial standing — the result of which is leveraged by lenders to determine your candidacy for certain loan terms.  Elements used in the FICO scoring model include payment history, credit utilization (amount owed), length of ..read more
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Charlotte Home Buyers Are Regaining Some of Their Negotiation Power
Carolina Realty Search Blog
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2y ago
Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market - Sept. 2022 If you're thinking about buying a home today, there's welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considered may be coming to a close. Today, you should have less competition and more negotiating power as a buyer. That’s because the intensity of buyer demand and bidding wars is easing this year. So, if b ..read more
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Selling Your House This Summer
Carolina Realty Search Blog
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2y ago
If You’re Selling Your House This Summer, Hiring a Pro Is Critical It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate advisor keep you updated and help you make the best decisions based on current market trends, but they’re also experts in managing the many aspects of selling your house. Here are five key reasons why working with a ..read more
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Mortgage Rates Climbing, Now’s the Time To Buy
Carolina Realty Search Blog
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2y ago
With Mortgage Rates Climbing, Now’s the Time To Act Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Experts have been calling for rates to rise in their 2022 projections, and the forecast is now becoming a reality. Here’s a look at the projections from Freddie Mac for this year: Q1 2022: 3.4% Q2 2 ..read more
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The Best Time to Sell Your Home
Carolina Realty Search Blog
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2y ago
When Is the Right Time To Sell [INFOGRAPHIC] Some Highlights If you’re trying to decide when to list your house, the time is now. There are plenty of buyers eagerly waiting for your home to hit the market. The latest data indicates home showings are rising. There are more buyers than homes for sale right now. That means you’ll likely receive multiple offers, and your home won’t be on the market long. Today’s market favors sellers. If you’re ready to move, let’s meet to discuss the benefits you can expect when you sell this season ..read more
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Housing Market Updates Charlotte NC and SC Housing News
Carolina Realty Search Blog
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2y ago
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Key Things To Avoid After Applying for a Mortgage
Carolina Realty Search Blog
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2y ago
Key Things To Avoid After Applying for a Mortgage Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure to consult your lender – someone who’s qualified to explain how your financial decisions may impact your home loan. Here’s a list of things you shouldn’t do after applying for a mortgage. They’re all important to know – or simply just good r ..read more
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The Average Homeowner Equity Gains in 2021
Carolina Realty Search Blog
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2y ago
The Average Homeowner Gained $56,700 in Equity over the Past Year When you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits, like the security or stability a home provides. But what about equity? While it can be overlooked, a homeowner’s equity helps build long-term wealth over time. Here’s a look at what equity is and why it matters. For a homeowner, your equity is the current value of your home minus what you owe on the loan. So, as home values climb, your equity does too. That’s exactly w ..read more
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A Wave of Foreclosures --Not Any Time Soon!
Carolina Realty Search Blog
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2y ago
Why a Wave of Foreclosures Is Not on the Way With forbearance plans coming to an end, many are concerned the housing market will experience a wave of foreclosures similar to what happened after the housing bubble 15 years ago. Here are a few reasons why that won’t happen. There are fewer homeowners in trouble this time After the last housing crash, about 9.3 million households lost their homes to a foreclosure, short sale, or because they simply gave it back to the bank. As stay-at-home orders were issued early last year, the fear was the pandemic would impact the housing industry ..read more
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