What a difference 6 months makes!   This year started off hot as ever, with mortgage rates still around insanely low 3.25%.  You'd be lucky if a listing agent responded to you at all, let alone if you could get into a property in time to submit an offer.   Experts at the time predicted mortgage rates would touch 5% by the end of the year—maybe—and price appreciation would slow to a more steady, healthy pace.  Instead, due to an unexpected and historically steep surge in inflation, mortgage rates rose at their quickest pace in over 25 years, and exceeded 6% by mid ..read more

Real estate markets are super local, so it’s important to ignore the headlines you’re reading about the housing market and focus on the local San Diego market data if you want to make an educated decision about when to buy or sell a San Diego home or investment property.  Read on for a breakdown of the factors affecting the San Diego real estate market now, historically, and what to expect in 2022.  ..read more

The San Diego real estate market has gone into such a frenzy this year, even after record breaking numbers last year, leaving home buyers bewildered and sellers scrambling to figure out how to cash in without becoming homeless. Here’s all the data you need to know, along with my predictions for the next 12 months and my top tips for aspiring home buyers and sellers.  ..read more

It's the best time of year here in Pacific Beach, San Diego, and we're sharing our top 3 favorite activities during this time we call "Locals Summer!" Read on or watch the short video ..read more

2020 is halfway over and we now have a full quarter of data about how the real estate market is responding to the worldwide pandemic. Dive in for a look at the factors affecting the market, how San Diego compares to the rest of the nation, and what to expect over the next year if you’re thinking of buying or selling (or both) in San Diego.  ..read more

Lots of people are nervous about what’s going to happen with the real estate market. Is the presidential election going to have an effect on home values? Should they buy now, or is there another bubble that’s going to burst? Renowned real estate economist Alan Nevin was asked these questions and more at a real estate conference this week, and his responses were satisfyingly reasoned and hyper-local to San Diego ..read more

If you’re buying a home which is subject to an HOA, your investigation into the HOA is one of the most important elements of your buyer due diligence. HOAs have a lot of power over your ownership of your property—they can regulate your the and design of your home, charge you directly for the cost of maintenance to the complex (on top of your normal monthly dues), and they can foreclose on you and literally take your home away if you don’t pay those fees levied by the HOA ..read more

It’s almost the weekend! And home shopping season is in full swing. I’m working with a couple groups of buyers and I’ve been pleasantly surprised to find that even with a lot of other buyers in the market, there are still great homes for sale in San Diego County with the amenities you want, for under $500,000 ..read more

You think of cyber crime and start to tune out, right? All these big security hacks keep happening and the problem seems so insurmountable, it’s easy to get overwhelmed and just tune it out. It’s not a problem until it happens to you, so why worry about it? I recently attended a cybersecurity panel as part of a real estate education seminar, and it opened my eyes to some little, yet hugely important things we should all be doing to protect ourselves. The panel included a local FBI agent, a local district attorney from the cyber crime division, and other security professionals. I learned ..read more

For the past 2 years, analysts have been predicting an increase of about 0.5% per year on 30-year fixed rate mortgages, and it looks like in 2016 they might finally be right. As was expected and hotly anticipated, the Federal Reserve raised interest rates today by 0.25%, the first increase in almost a decade. It’s here: the end of cheap money for anyone planning to buy a home or income property who needs a loan ..read more