FHFA Insights Blog
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FHFA Insights is designed to serve as a resource for our wide range of stakeholders and will be used to provide insights from FHFA staff on housing finance issues. We are FHFA. An independent regulatory agency, we oversee vital components of the secondary mortgage market including Fannie Mae, Freddie Mac and the Federal Home Loan Banks. Our goal is to keep them, and the overall housing finance..
FHFA Insights Blog
1w ago
IntroductionProperty ownership helps families build and maintain generational wealth and is often considered a cornerstone of the American dream. Many families, however, are excluded ..read more
FHFA Insights Blog
3w ago
The Federal Housing Finance Agency (FHFA or Agency) is committed to fostering a diverse workforce at all levels of the Agency. In 2023, for the first time in the Agency’s history, racial a ..read more
FHFA Insights Blog
3M ago
Several studies document racial and ethnic disparities in underappraisal. Racial disparities in appraisers’ use of time adjustments for loc ..read more
FHFA Insights Blog
3M ago
FHFA hosted its Fall 2023 Econ Summit on October 3, 2023, with a focus on climate risk. Following opening remarks by Director Sandra L. Thompson, research panels addressed three ..read more
FHFA Insights Blog
3M ago
Appraisers underutilize time adjustments for local house price growth, even though they can have an important effect on valuations. When made, the adjus ..read more
FHFA Insights Blog
5M ago
Financial managers calculate the risk of holding single-family mortgages to understand what expected losses (or gains) they may anticipate in the future, and, when applicable, how ..read more
FHFA Insights Blog
5M ago
The Consumer Protection Working Group:Evaluates climate-related policy and programmatic changes to assess impacts to historically underserved and vulnerable communities.Mon ..read more