Check out these credit repair methods on how to have a good credit score if your appalling FICO credit score makes you want to cover your head whenever you walk into a bank. This advice isn’t a hidden hack, but more than a third of respondents to a Lending Tree poll in the US was unaware of how FICO determines credit scores.   Data that creditors and lenders periodically provide to the three major credit agencies serve as the basis for credit reporting and rating (Equifax, TransUnion, and Experian). This credit reporting data includes details about your debt and your payment history (or ..read more

So, you developed skills in repairing credit and started a credit repair business. Now what? Here’s how to get credit repair clients to increase your return on investment and grow your business. Running a credit repair business is profitable and offers numerous benefits. It’s the type of business that you can do even in the comfort of your home. It also gives the flexibility and independence that cannot be possessed when working on a traditional 9 am to 5 pm job. But like any other business, you need to attract clients to keep the business running and growing. With the financial crisis and eco ..read more

Writing a dispute letter to creditor (or goodwill letters to creditor) for a client is one of the services a credit repair business provides. This is helpful to correct the client’s credit record and improve his/her credit score. Here’s a simple guide on how to create an efficient dispute letter to creditor. Including a sample letter to remove items from a credit report. And where to find creditor dispute letter template with a spinning system to make letters unique. Finding errors in credit reports is common. According to a consumer report survey in 2021, 12% of Americans found inco ..read more

Credit repair marketing strategies are vital in getting leads and growing your business. Make your company stand out among other credit repair businesses by having solid marketing techniques that attract more clients. Here’s how. The condition of the economy is a big factor in why many people fail to keep a good credit standing. With high credit card interest rates and increasing home value, many people find themselves in need of credit repair services. To help them improve their credit, get approved on loans, and have low-interest rates. The credit repair industry is undeniably in-demand an ..read more

Restoring credit takes time. From getting and reviewing credit reports, drafting and sending dispute letters, to submitting required files by credit bureaus. But it doesn’t have to be that way. With the right and fast business credit repair software, you can save up to 90% of your valuable time in repairing credit. A big part of restoring credit is identifying errors from a credit report. This process can take up to one to three hours, if you are not using fast business credit repair software. This is the time it takes to download credit reports from the three credit bureaus. Namely: Equi ..read more

If you’re running a credit repair business, one of the common things you do is to get a full credit report for your client. Although this is easy, obtaining credit report for all of your clients from different credit bureaus can consume so much time. That is why it is handy to have software that will help you get your clients’ full credit report in an instant. Offering credit repair services means you’ll handle all the heavy lifting on behalf of your clients. This often starts with pulling credit report of your client to understand his/her credit standing. By reviewing if there are any negati ..read more

If you’re wondering how to start a credit repair business, you’re in the right place. This article covers all you need to know to start a profitable credit fix business. Including credit repair laws, surety bonds, licensing, and the best credit repair software for business. In America, credit scores play a vital role in a person’s financial life. This is because businesses evaluate credit history when a person applies for a loan, insurance, lease, or sometimes even for employment. Although everyone is trying to maintain a good credit score, there are inevitable things that can result in credit ..read more