Ep.100 Adding Up - The Power Of Documenting
Adding Up
by Serena Dot Ryan
3M ago
Ep.100 Adding Up - The Power Of Documenting Welcome to one hundred episodes! I’ve just re-listened to episode one of the Adding Up Podcast. My voice was shaking and I stated that if I could help just one person in the process of recording this podcast it would be a success. 4 years and thousands of downloads later,  I am humbled. The power of documenting is something that I completely underestimated. I started the podcast buoyed by a shred of hope, I had made enough changes to my spending habits to pay off $5,000 off of one credit card. I still had more on that balance plus another 2 card ..read more
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Ep.099 Adding Up - What Happens When Interest Rates Go Up, Again
Adding Up
by Serena Dot Ryan
3M ago
Ep.099 Adding Up - What Happens When Interest Rates Go Up, Again Deep breath and here we go, again. Another month, another interest rate rise. I’m feeling like it’s groundhog day.  It’s getting harder to stay positive and even harder to save money, or, is it? There’s no point crying about it (well at least not all the time). This episode is one where I share the hard feelings, the pity party and then how I’m moving on and getting focused on the future. Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au My Budget Highlights: My Best Savin ..read more
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Ep.098 Adding Up - Learning New Ways To Save Money
Adding Up
by Serena Dot Ryan
4M ago
Ep.098 Adding Up - Learning New Ways To Save Money Another month, another interest rate rise. It’s getting harder to stay positive and even harder to save money, or, is it? In this episode it’s about looking for creative and different ways to save money despite the current economic challenges. Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au My Budget Highlights: My Best Saving - Raiding The Freezer My Best Learning - I Can Always Learn Money Bravery - If You Don’t Speak Up You Don’t Have Opportunity Of A Yes Also included are my tips and e ..read more
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Ep.097 Adding Up - How Is Your Money Understanding Setting You Up
Adding Up
by Serena Dot Ryan
4M ago
Ep.097 Adding Up - How Is Your Money Understanding Setting You Up Is your money understanding setting you up for success? Or failure? The funny thing is if we’re not paying attention to the money we have and what we are using it for we can find ourselves struggling. Going on a journey to get better with my finances I’ve discovered that more people are challenged with money understanding and money confidence than I realised. Staying in control with finances is my focus in 2023. For me to break the myth that it doesn’t happen to everyone, more stories from many different backgrounds need to be b ..read more
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Ep.096 Adding Up - Don't Think It Won't Happen To You
Adding Up
by Serena Dot Ryan
4M ago
Ep.096 Adding Up - Don't Think It Won't Happen To You You don’t know what you don’t know. Going on a journey to get better with my finances I’ve discovered that more people are challenged with money understanding and money confidence than I realised. Staying in control with finances is my focus in 2023. For me to break the myth that it doesn’t happen to everyone, more stories from many different backgrounds need to be brought to light. In this episode I also detail what and where I’m seeking more support and advice to continue to be and do better with my budget and finances. Learn more about t ..read more
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Ep.095 Adding Up - Staying In Control With Finances
Adding Up
by Serena Dot Ryan
4M ago
Ep.095 Adding Up - Staying In Control With Finances Staying in control with finances is my focus in 2023. For this to happen I’m taking the time to review all the things I can control and even plan for the things I can’t control. In this episode I also detail what and where I’m seeking more support and advice to continue to be and do better with my budget and finances. Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au My Budget Highlights: My Best Saving - Walking the dog My Best Learning - Routine with choice Money Bravery - If you don’t ha ..read more
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Ep.094 Adding Up - What Does Financial Security Look Like?
Adding Up
by Serena Dot Ryan
5M ago
Ep.094 Adding Up - What Does Financial Security Look Like? What does financial security look like? I spoke at an event recently about financial literacy. Afterwards a woman approached me to thank me for sharing my story. She then went on to say I only have a credit card for emergencies. I had been there myself at one point. In this episode I share why I have changed that approach and how I did it. Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au This episode is one of a series pre-recorded so I have a break with my family over the Summer Ho ..read more
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Ep.093 Adding Up - New Year Resolution For Saving
Adding Up
by Serena Dot Ryan
5M ago
Ep.093 Adding Up - New Year Resolution For Saving Is it possible to save more money with the cost of living rising? Review your spending  of 2022 Adjust your budget Shop around on essentials Do your homework Automate saving Consistently look for savings Every saving matters Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au My Budget Highlights: My Best Saving - My Best Learning - Money Bravery - Also included are my tips and experience on: - Issues Grow When We Ignore Them - Kids don’t listen, they watch - What is the purpose of money ..read more
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Ep.092 Adding Up - Are You Really Saving Money At The Sales?
Adding Up
by Serena Dot Ryan
5M ago
Ep.092 Adding Up - Are You Really Saving Money At The Sales? Is it possible to save more money with the cost of living rising? What I’ve learned from sales: Have a budget You’re only saving money if you are going to use it If it doesn’t fit it’s a waste of money If you don’t have the money don’t turn up Don’t use your credit card There will always be another one Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au My Budget Highlights: My Best Saving - Avoiding the sales My Best Learning - Only use the money you have Money Bravery - Saying no t ..read more
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Ep.091 Adding Up - Holiday Season Tips For Saving Money
Adding Up
by Serena Dot Ryan
5M ago
Ep.091 Adding Up - 10 Holiday Season Tips For Saving Money My top 10 tips for holiday saving. As my anxiety rises at the thought of having my kids on holidays for the next 6 weeks. Here are ways I help to reduce my anxiety and spending while having the kids around for a lot more than usual. Plan Look For Free Beware of Free Don’t leave home hungry Parks, Beaches, Gardens Rest Boredom is good Board Games Projects Slow down Learn more about the Adding Up Podcast and discover more episodes to listen to https://addingup.com.au My Budget Highlights: My Best Saving - Kris Kringle My Best Learning ..read more
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