Self-Managed Super Funds (SMSFs) have been gaining traction as a financial tool for Australians seeking more control and flexibility over their retirement savings. Among the various strategies available, SMSF loans are increasing in popularity with investors. Let's delve into why SMSF loans are on … about Why SMSF Loans Are Gaining Momentum ..read more

Dreaming of homeownership and wondering if your superannuation can help you achieve it in New South Wales? While superannuation is primarily designed for retirement, there are avenues that may allow you to leverage your super funds for housing-related purposes. In this article, we look at … about Can I Buy a House With My Super in NSW ..read more

Embarking on the intricate journey of managing a Self-Managed Super Fund (SMSF) demands careful planning and strategic financial decisions. A crucial step in this process is securing preapproval for an SMSF loan. The definitive answer to the question, "Can an SMSF get preapproval for a loan?" is a … about Can an SMSF get Pre Approval ..read more

With the exit of major banks from the SMSF lending space over the last five years, many SMSF property investors are contending with much higher interest rates than necessary. If you're looking for an SMSF loan with a more affordable interest rate and better features, our SMSF refinance service … about Is it time to refinance your self-managed super fund (SMSF) loan ..read more

Real estate owned by SMSFs can be eligible for tax deductions. We look at relevant concessions and tax deductions tied to different types of properties under an SMSF setup. What Types of Properties are Eligible for Tax Deductions?  Various property types within SMSFs come with their tax benefits. … about Tax Deductions for Real Estate in SMSFs ..read more

Embarking on your "retirement phase" pension within a self-managed super fund (SMSF) is an exciting step. If you're thinking of beginning this phase before selling SMSF assets, this guide serves as a starting point for what to consider and how to navigate the process. Starting a Pension Before … about Guide to Starting Your Pension Before Selling SMSF Assets ..read more

Getting a loan for a self-managed super fund (SMSF) can be complex. This guide will help you understand more about SMSF fixed-rate loans for property or asset acquisition. Can SMSFs Get Fixed Rate Loans? Yes, self-managed super funds can secure fixed-rate loans, depending on the lender. Fixed-rate … about Can SMSFs Get Fixed Rate Loans ..read more

A common investment choice amongst SMSF trustees is to purchase direct property within their fund. Whether it be a commercial property purchase, or residential property on the Australian real estate market, property investment within the self-managed super fund environment may provide both capital … about SMSFs and Investing in Rental Properties: What You Need to Know Before Choosing an SMSF Investment Property ..read more

The Trust Deed plays a paramount role within self-managed superannuation funds (SMSFs), serving as the fundamental document that delineates the regulations governing your fund's operations. The landscape of the superannuation industry, including superannuation legislation, has undergone substantial ..read more

Your superannuation savings are designed to be long-term savings, essentially held in trust for you when you arrive at your preservation age and start your retirement phase. However, many Aussies question whether they can use their super to buy a house. In this article, we discuss how you may be … about Can I Buy a House With My Super in Queensland ..read more