
How to Lend Money to Strangers
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A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it's a case of 'the more diverse the better' with guests from New York to New Zealand, talking about everything from crypto-backed mortgages to crowd-funded loans for refugees. I am the host, Brendan le Grange, and I have spent the last twenty..
How to Lend Money to Strangers
1M ago
"Causality is the new explainability."
We all know credit limit increases are one of the most, if not the most, important levers in the card profit model. And we all know the reality of managing credit limits is far more complicated than the theory - every action has a reaction and all of that. So we focus on pulling back and releasing the spring of the pinball machine and then just get ready to react as best we can.
But as data analytic techniques become more advanced, we can plan more and leave less to chance. So in this episode, I sit down with Dr Cristian Bravo, from Ontario's Western U ..read more
How to Lend Money to Strangers
1M ago
Nigeria is Africa's biggest economy. Or maybe not quite, economic variables can be hard to measure and somewhat fickle, but whatever way you slice this cake, it is in the top three with Egypt and South Africa. Fintech has played a growing role in that economy, but until now, almost none of the 'fin' that the 'tech' has been modernising was lending-related.
"I knew that if Nigeria was going to grow and the middle class was going to emerge, there has to be a credit culture, right? And I knew that one person wouldn't be able to do it... so I want to be that platform that makes the creation ..read more
How to Lend Money to Strangers
7M ago
I've been busy with the kids' end-of-year activities, with a bit of camping, with a bit of drinking in Belfast, with a bit of planning for a trip to Paris for the Olympics, with a bit of everything except podcast editing ? So, to fill the gap until next week, here's a taste of my other show: hAIghtened senses.
From drones scanning the forests of Sweden looking for early signs of pest infestations to artificial noses detecting spoiled milk or the presence of mildew to innovators building businesses on top of this fast-changing tech, our podcast uncovers the innovative ways AI-empowered machine ..read more
How to Lend Money to Strangers
7M ago
Adrian Pllay has an unusually deep understanding of some of the world's more interesting markets. We've heard a lot about the US and the UK on this show but today, Adrian takes us off the beaten path: having been based at times in Africa and at times in the Middle East, he now oversees both of those regions as well as a little in-between! We talk about what he's learnt along the way, we get teased with the possibility of a future book, and we hear how Provenir is helping banks, fintechs, and other financial services providers make smarter decisions faster with their AI-Powered Risk Decisioning ..read more
How to Lend Money to Strangers
7M ago
"If my mom asks me what I do, I say I work for a company that helps financial institutions worldwide to make lending simple". Paul Weiss is talking about Simbuka in this quote, a young and passionate software development company, focusing on financial institutions that operate in developing and emerging markets. And since the name Simbuka originates from the Kinyarwanda language, what better location to find Paul than in Kigali.
Simbuka is online at https://www.simbuka.com/ or find and follow them on LinkedIn at https://www.linkedin.com/company/simbuka/)
Paul is on LinkedIn at https://www ..read more
How to Lend Money to Strangers
7M ago
In the last five years, one hundred million Americans have started to monitor their credit reports with TransUnion for the first time. One hundred million. And the same thing is happening all around the world. But just because everyone is doing it, doesn't mean they're doing it for the same reason: some consumers are in a bind and looking for a way back to good credit; some are planning a major loan and want to optimise their options; some want to make sure everything is untouched and as it should be.
So, in their latest global study of the phenomenon, TransUnion set out to see if each of th ..read more
How to Lend Money to Strangers
8M ago
As an industry, we've been using scorecards as objective and comparable measures of credit risk for generations. We've used this experience to get more and more accurate in those models, but there are other uses, too, like maybe an objective and comparable measure of environmental risk...
I'm sitting down with Daniel Mclean, Client Partner at 4most, a specialist credit analytics firm that became a specialist analytics firm and went on to win awards for its new "green" credit score - an ESG score that can be adapted and utilised across all regions and tailored to a lender's available data, in ..read more
How to Lend Money to Strangers
8M ago
As an industry, we've been using scorecards as objective and comparable measures of credit risk for generations. We've used this experience to get more and more accurate in those models, but there are other uses, too, like maybe an objective and comparable measure of environmental risk...
I'm sitting down with Daniel Mclean, Client Partner at 4most, a specialist credit analytics firm that became a specialist analytics firm and went on to win awards for its new "green" credit score - an ESG score that can be adapted and utilised across all regions and tailored to a lender's available data, in ..read more
How to Lend Money to Strangers
8M ago
Last week I had the pleasure of hosting back-to-back live recordings of this podcast in the MoneyPot studio, a glass-walled thing of beauty on the Money20/20 show floor. The second of those was a data-backed dive into the world of frictionless and fair embedded business finance with Rob Straathod, CEO of Liberis - what I think could be one of the best use cases for Open Banking out there.
You can find Liberis at https://www.liberis.com/
You can find Rob on LinkedIn at https://www.linkedin.com/in/rob-straathof-3b56152/ (Liberis are there, too, of course)
Don't leave LinkedIn before reachi ..read more
How to Lend Money to Strangers
8M ago
Last week I had the pleasure of hosting back-to-back live recordings of this podcast in the MoneyPot studio, a glass-walled thing of beauty on the Money20/20 show floor. The first of those was an inspiring discussion about real-time data in collections with James Hill, CEO of Flexys Debt Management & Collections Software - what I think could be one of the best use cases for Open Banking out there.
Flexys is at home online at https://www.flexys.com/
You can reach out to James on LinkedIn: https://www.linkedin.com/in/james-hill-07850167/ (where Flexys are, too)
James' own podcast - Fle ..read more