Hey Mama,    I am so glad to see you back here with me on another episode of the one income family podcast. I am so honored to have you here with me investing in yourself to create a better life on one income. Dreaming for the future, setting goals and putting your money towards the things that you and your family enjoy.    But life is messy. You are human and there will be times when you get off budget. You, me, nobody is perfect and to expect perfection is to expect failure. So instead of only planning for the days where you are productive and on point, let’s also plan fo ..read more

How often do you find yourself riding the emotional rollercoaster of finances? One second everything is fine and dandy, you’re going about your day only thinking of money when you’re working on the budget or are out spending money or even planning that vacation. Nothing too heavy, it’s pretty black and white and things feel simple.    The next second your husband is throwing the idea of a job change at you, or someone gets sick and a doctor's bill shows up and you are having to stretch your money as tight as you can without breaking both financially and emotionally.    You ..read more

Today we are going to be going over the method that has changed my financial game forever. It’s the reason that my family and I have been able to achieve so much on one budget, like paying off debt, buying houses, renovating those houses, going on vacations, saving for the future and so much more.    The reason we have been able to do so much is because this method makes sticking to your budget easy by eliminating tracking. The one thing that nobody wants to do or has time for, that we end up forgetting and giving up on. The main reason you can’t stick to your budget. It’s not fun, i ..read more

Living with a Poverty Mindset is a lifestyle that you choose.    It’s a lifestyle full of fear, full of the thought of not having enough. Yes, there are people out there living in poverty, but that’s not you. You are however living with a poverty mindset in one of two ways 1) You're spending everything you have on things that don’t bring you longterm joy or 2) you’re hoarding your money away, saving it with no plan of use or purpose, rather just to have.    Life is full of unknowns and if there is one thing my husband, who loves to just spend money, has taught me is that mo ..read more

What do you do when things don’t go as planned?    I don’t know about you, but I can’t tell you one time life happened exactly the way I planned it. I am a full out planner and thrive when I know what’s happening. I am constantly rearranging my life to figure out a better routine or schedule that I can thrive in. However, no matter how hard I try, things always seem to get off track, and I’m stuck problem solving my way out of it.    Budgeting is no different. Life happens that we could never plan for. Things change and we have to figure out how to make the most of it. Some ..read more

Have you ever found yourself in a position where no one paycheck was the same amount?    Or have you found yourself in a job where it was seasonal and you were only paid a certain amount of months out of the year?    Well that my friend is exactly what this episode is all about.    It’s one thing to have inconsistent paychecks when there are two incomes coming in because you will have the one to fall back on, but when you are on one income the tables are turned and it’s a totally different story.    In this episode you will learn:    What tool ..read more

Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?    This episode is the second of two episodes that are going to take you through 9 tips on how to live on one income. These two episodes are going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.    So, go grab a pen and paper because these two episodes are chalk full of information that is going to up your one income game and get you closer to sti ..read more

Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?    This episode is the first of two episodes that are going to take you through 9 tips on how to live on one income. It’s going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.    So, go grab a pen and paper because these two episodes are chalk full of information that is going to up your one income game and get you closer to sticking to that budge ..read more

Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at the first sign of trouble. I know, I’ve been there. That is why today I have chosen 3 specific reasons your budget isn’t working for you and I’m going to give you the next right step to getting your bud ..read more

I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your spending more than you bring in. I thought this would be a great topic to share with you so that if you are in this position or ever come to be in this position you can know the steps to take to get you ..read more