There is a credit repair company that is getting inquiries for "business" credit cards removed because it's not permissable purpose to pull personal credit for what the banks are touting as a business card. This is a legitimate credit repair company, and they claim anyone can do it. Their parent company that aquires business credit for businesses even offer a do it yourself guide if you hire them. Is there any case law on this? Can you shed any light? It makes sense, but why haven't I heard of this before? A lawyer also told me he heard of it and it had promise ..read more

Hello guys is there a step by step on how to fix your credit guide somwhere ? Id highly appreciate it if someone could help me ..read more

So just opted out of  Lexis Nexis Sagestream Corelogic Innnovis   THey said they would mail me something in the mail, what is next? Do I have to send dispute letters ? If yes where do I send to? top 3 creditors ? Is there a guide step by step on how to fix my credit.  ..read more

    Posted Friday at 02:37 PM (edited) I recently went to my bank's "credit watch" (it's free, so why not?) and pulled up my scores. This is "Vantage" (but FICO seems to run about the same) from Trans Union through Credit Karma (yeah, I know, FAKO, but FICO does the exact same thing). First, the information was pulled yesterday, Sept 7. Now, let's look at the reasons my 816 Vantage score is what it is:   They Say: Too many bankcard or other revolving accounts were opened recently The Truth: My most recent account of any type was opened September 2022. There was on ..read more

I got on payment plans for a couple charge-offs. Just wondering if I fail to make the payments for some reason do they charge it off. Is there such a thing as a charge-off for a charge-off.   ..read more

How can I contact dovly credit solution? I want to build a good credit score to get a loan My friends who contacted them have an increase score of 815 and no negative items anymore on there credit report ..read more

Over the past few years I have gotten into a lot of financial problems and mismanagement of paying things on time. I am finally back on track, but there are several accounts that have late payment history etc.  What is the best/practical way to try to get those removed if possible.   i know this is a loaded topic, so helpful if any links within the forum available     ..read more

I haven’t been with PINNACLE CREDIT SPECIALIST for long at all however I got an excellent service…. I spoke with PINNACLE CREDIT SPECIALIST and he was attentive, knowledgeable and easy to speak with, during the conversation I explained my credit situation, I felt excited about getting my credit situation in order. I can’t believe what my eyes have seen on my credit report. They increased my credit score to 805 TransUnion, 808 Equifax, and 811 Experian. PINNACLE CREDIT SPECIALIST has made me feel like we were in my credit situation together, like we are a team. I’m super excited I sincerely rec ..read more

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My landlord, a large national real estate company, recently began reporting my rent to the credit bureaus. While at first I thought this could be a positive, since I always pay on time, my credit scores dropped - I think because the average age of my accounts dropped. Do landlords / property managers have the right to report rent to the credit bureaus? If I want the reporting removed what would you suggest? Thank you ..read more