The Federal Reserve’s recent rate cut offers much-needed relief to business owners facing historically high borrowing costs. These interest rates directly impact borrowing costs for small business loans, commercial real estate loans, and other financing options. For small business owners, even a slight rate adjustment can have significant financial implications over the long term. Lower rates, like the ones just implemented by the Federal Reserve, can reduce the monthly payments on loans. This gives small business owners the ability to secure more affordable financing for expansions, equipmen ..read more

SBA loans are one of the most powerful tools for businesses looking to grow, yet misconceptions can sometimes deter business owners from exploring this financing option. As experts in this field, we’re here today to share the facts about SBA lending. Let’s clear up some of the most common myths about SBA loans and set the record straight. Read More ..read more

Senior care businesses play a crucial role in supporting communities across the country. To maintain this standard of care, it’s important to consider your business growth strategy and long-term financing needs. At FNB Small Business Finance, we support senior care businesses through flexible SBA lending solutions that ensure success. Read More ..read more

If you are pursuing an SBA 7(a) or 504 loan for a major project, like acquiring a business or purchasing commercial real estate, you might also need additional financing to support day-to-day business operations. That’s where an SBA Express Loan comes in! This loan product is specifically designed to help small business owners with current business needs while also enabling them to plan for future expansion and growth. Read More ..read more

When it comes to funding major investments like buying a home or a car, long-term financing is crucial. But what about financing for your business? If you've dealt with personal loans before, you might assume you know what documents you need and what the requirements are. However, business loans, especially SBA loans, have unique considerations and requirements that distinguish them from traditional consumer loans. Read More ..read more

As a professional, you've dedicated countless hours to refining your expertise and establishing a practice. A successful professional practice, however, requires careful planning for future growth and success. No matter what goals you have for your practice, it's important to evaluate your long-term financing options to help you achieve them. Read More ..read more

There are many factors to consider when evaluating potential lending partners for your SBA loan. One of the most important factors is one you might not have thought of – Does the lender have Preferred Lender Status with the SBA? Read More ..read more

At FNB Small Business Finance, we know that every small business owner has unique needs when it comes to long-term financing for their business. Whether you’re looking to start, acquire, or expand your business, our team is here to help! With decades of expertise, we can be creative with how we structure your SBA loan. This can include: Read More ..read more

Are you in search of financing to fund your business goals? There are many SBA lenders in the market, but it’s important to partner with a lender that matches your passion for growth, understands your industry, and ultimately makes you feel comfortable. Read More ..read more

Your SBA loan has been approved! Next step: closing. You may be asking yourself what is needed from you as the small business owner in the closing process? Our goal is to make the closing process as smooth as possible, which is why we have a Closing Specialist who will be able to provide the answer to that question. Although there’s still work required to get you to the finish line, our Team will be here to guide you through every step. Read More ..read more