How You Can Make Money Out of the Items You do not Want
Money Smart Latina Blog
by Athena
9M ago
There can be various reasons why you want to make a bit of money; you could be saving up for that dream vacation, purchasing a car, or just wanting to have some money put by for a rainy day. There is nothing better than combining this with the activity of decluttering – enjoying the liberating feeling of having additional space in your closet, home, or yard and finishing with more money than you started with. Of course, to perform this activity, you will require a little bit of technology at your fingertips, sometime, and a little bit of room. #1 Your technology You can do pretty much everythi ..read more
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5 Tips for a Stay-At-Home Mom LinkedIn Profile
Money Smart Latina Blog
by Athena
10M ago
If you’re a stay-at-home mom revamping your LinkedIn profile as you prepare to re-enter the workforce, you’ll be glad to know there are several creative ways to illustrate the valuable experience and knowledge you gained as a stay-at-home parent and connect it to your career and the jobs you’re applying for. Should You Even Add Stay-At-Home Mom to Your LinkedIn Profile? Absolutely! As a stay-at-home parent, you’ve gained invaluable experience and developed many skills. First, take the time to consider how your stay-at-home parenting role has helped shape you as a professional. Develop a list o ..read more
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How You Can Earn Real Money From Playing Games Online
Money Smart Latina Blog
by Athena
1y ago
Technological developments have changed the future of work with the rise of digital “gig platforms.” Using these websites and applications, people can find jobs ranging from freelance copywriting and graphic design to food and grocery deliveries. Because of this, people can earn money online even without the traditional 9-5 work setup. In fact, industry surveys revealed that 16% of US adults made money by doing jobs via these platforms. In addition, about three in ten adults who have done gig platform work in the past year claimed that this is their primary job and source of income ..read more
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All You Need To Know About Decreasing Term Life Insurance
Money Smart Latina Blog
by Athena
1y ago
Term life insurance policies offer insurance coverage to the beneficiary of the policy for a limited time (term). For example, a term life insurance policy with 20-year coverage will offer benefits to beneficiaries of the policy for 20 years, no more or less. The policy will entail leveled premiums, and the death benefit will remain the same. Decreasing term life insurance policies, on the other hand, offer death benefits that decline over time. Therefore, the premium that entails a decreasing term life insurance policy also decreases as time passes. The death benefit payout amount and premium ..read more
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Alternatives to Short-Term Loans 
Money Smart Latina Blog
by Athena
2y ago
Short-term loans are the good and obvious solutions to rainy day issues: the type that requires more money than you have at hand but won’t drain you to pay back, such as your car or boiler breaking down. They are the thing we reach for if there is a bad month coming up and we need a little help getting through it. Typically, short term loans cap at $500 and have to be repaid within 2-6 months. The carrot here is that a low credit score is generally accepted, the stick is that the interest can be very high. This is often not given too much consideration, since the point of a short-term loan is ..read more
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4 Financial Lessons To Teach Yourself In College
Money Smart Latina Blog
by Athena
2y ago
It’s good to graduate prepared for handling finances as a young adult. If you feel like you’re getting overwhelmed by financial decisions though, don’t worry! Finances make for a difficult subject. One good way to look at that difficulty though is that there are some important financial lessons you can begin to teach yourself in college, even with limited financial means. Let’s take a look at four specific lessons you can learn before you graduate so that you head into the “real world” ready to achieve financial independence. Getting Health Insurance With the possibility of astronomical medic ..read more
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