Nelson Wootton, Founder and CEO, and Matthew Breadon, CCO of SaaScada, join us to discuss how frustrations with broken promises and the speed and agility of the Core Banking providers were the driving forces behind setting up a company with a new product that offered a modern alternative. The product is cloud-based, plug-and-play, multi-tenanted, and named after Pirates ..read more

In this latest episode of the Demystify Podcast, Sam Everington, CEO of Engine by Starling and Carlton Hopper, UK Managing Director of GFT, discuss their partnership. Sam outlines their strategy to scale by having partnerships like GFT implement their platform so that his team at Engine can focus on being the best banking platform company. He highlights that this not only accelerates their geographic reach but also allows them to address different markets. Carlton explains that the partnership works on trust and a shared vision and that GFT's extensive experience in Financial Services means th ..read more

Charlie Platt is the Managing Director of Banking at SAP Fioneer. He talks about the history of the business and the advantages of it becoming a standalone business separate from SAP. He explains how the decision was made and the significant investment the company received. Charlie also discusses the continued strong partnership between SAP and Fioneer, with Fioneer utilising SAP's infrastructure and technology. He highlights the importance of developing a strong company culture and the challenges that come with it. Charlie helps demystify the strategy for bringing new products to market and f ..read more

In this enlightening episode, we talk with Lukky Ahmed, the visionary co-founder and CEO of Climate X, a trailblazing firm at the vanguard of highlighting climate risk through technological innovation. With a rich background in international banking and expertise in risk management, regulatory change, and consultancy, Lukky shares how his experiences perfectly positioned him to address the critical data gaps in climate risk analysis. Lukky demystifies Climate X's pioneering solution: a digital "twin" of Earth designed to map the probability and severity of extreme weather events decades in adv ..read more

In this episode, we are very honoured to have Vaida Česnulevičiūtė Markevičienė, the Vice Minister for Finance for Lithuania, as our guest. The Vice Minister tells about why Lithuania embraced the fintech opportunity and how it put a plan in place to ensure success. She discusses the importance of Government and Enterprise collaboration and how they have created a centre of excellence for fintech in Europe. She moves on to talk about the green agenda and green fiance, how the country has a plan in place to achieve net zero by 2030, and what that means in securing energy independence with a foc ..read more

The guests on this week's fascinating show are Adam Moulson, COO of Giffin Bank and Garrett Foxon, CEO of LettsPay. Lettspay provides client accounts for Landlords, which are underpinned by Griffin's banking licence. While the Lettspay solution sounds relatively niche, it plays in a massive market with over 4.5 million landlords in the UK and over 15000 real estate agents. Garrett talks about how he built, evolved and grew Lettspay. He tells us how he used some basic research to identify the opportunity and how that insight translated into the Lettspay proposition. He also discusses why they p ..read more

David Jarvis is the CEO and co-founder of Griffin. Griffin is the UK's only full-stack Banking-as-a-service bank. It is a very young organisation, receiving its license in March 2023. David talks to us about his background working in development infrastructure for companies such as Airbnb in California, how he moved into the fintech space, and then how he jumped to founding a bank in the UK. David provides incredible insight into what it takes to start a bank and the process Griffin had to go through to get a license. He does an incredible job of demystifying the Griffin proposition and how th ..read more

In this episode, our guest is Naif AbuSaida, the CEO and founder of Hakbah, a Saudi Arabian fintech focused on group savings. Naif talks us through his fascinating background, from being a media personality to working in utilities before moving into banking. Naif tells us about how it was whilst undergoing chemotherapy for stage 3 colon cancer that he re-assessed his life and decided he wanted to have an impact on society, which led him to found Hakbah. He talks us through the Hakbah proposition before changing gears and telling us about the Saudi approach to Fintech and how the regulator is h ..read more

Dave and Dharm chat with Andy Ellis, CEO of NatWest Boxed, and Noah Sharp, CEO of Vodeno, about Banking As A Service. Boxed is a new BaaS provider from the banking heavyweight NatWest and European BaaS provider Vodeno. Rather than develop its core banking BaaS solution, NatWest partnered with Vodeno. In this episode, we learn why NatWest partnered rather than built or used its own platform. Andy and Noah help demystify what is holding BaaS back from broader adoption and what it takes to create a successful BaaS venture. It's clear the significant advantage Boxed has is its existing corporate b ..read more

Herve Manceron is the founder and CEO of Skaleet, a French SaaS-based core banking provider. Herve started out in Telecoms, which many recognise as a vertical that is similar to banking. Herve clearly explains the similarities and what banking can still learn from an industry that has already gone through a technology transformation leveraging cloud technology. During his time in Telecoms, he was involved in payment solutions in Africa which naturally led to working on a project for a bank there. Herve shares his wealth of knowledge with; it is not often that you meet someone with such a natur ..read more