Managing money can feel like navigating a maze without a map. This confusion often leads to stress and poor financial decisions, as people grasp at any advice or product they come across. They might save money aimlessly or buy insurance they don't fully understand, influenced by ads or friends' advice. This approach lacks strategy and clarity, leading to missed opportunities and a future filled with financial uncertainty. By being intentional and informed, you can make decisions that align with your long-term financial well-being. A strategic approach to managing your finances is the key to un ..read more

Are you tired of budgeting methods that leave you more frustrated than financially savvy? You're not alone. Many find traditional budgeting a puzzle that's hard to solve, with strict rules that don't fit real life. Today, we're breaking down why these methods fail and how they're actually holding you back. We'll introduce a new perspective on budgeting, With simple, actionable steps, we'll guide you on how to create a budget that's not only realistic and flexible but also a powerful tool for achieving your financial dreams. Get ready to change how you view and manage your money, making your bu ..read more

 In today's episode, we focus on a crucial but often overlooked aspect of financial health - breaking detrimental money habits.  As we venture into this year, it's time to shed those financial behaviors that hold us back from achieving our full potential.  We'll dive deep into identifying these habits, understanding their impact, and exploring effective strategies to break free from them. Join me as we embark on this transformative journey to financial freedom and empowerment.  --- ?? Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorship ..read more

In your quest for financial freedom, you may find yourself trapped in a cycle of endless desires. This cycle often starts small, perhaps with a desire for the latest smartphone or a luxury car. But soon, these desires can inflate your lifestyle, leading to a situation where you're living paycheck to paycheck, despite a good income. --- ?? Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here ..read more

2023 has been my most productive year yet. But it hasn't all been a bed of roses. It’s a year of highs, lows, rants, realizations and invaluable lessons. From Dubai Eye features to the tough decision of shutting down a business, this episode peels back the layers of life and personal finance. I'll share insights on time management, the true essence of wealth, and finding happiness in unexpected places. Reflecting on the year, I unveil the theme for the next chapter: "Bolder." Get ready for a not-so-usual episode that's as real as it gets. Watch it on YT: https://youtu.be/gk-iqiZ1WCg --- ?? Co ..read more

In this special episode, we dive into a topic close to our hearts, one that was sparked by a request from a valued member of our community. This isn't just about the mechanics of money management; it's an exploration of the foundational wisdom that underpins lasting financial success. Why? Because the right foundation is everything. Just as a house built on sand is vulnerable, a financial roadmap without a solid base of wisdom is prone to collapse under pressure. What You’ll Learn: The lessons from the books I’ve read when I had zero knowledge about money How to think, perceive money, and ali ..read more

Ever wondered kung paano ka kikita ng bonggang-bongga, i-level up ang iyong budgeting skills, at wiser sa iyong investments gamit ang AI. I’m talking about Artificial Intelligence, or AI, at paano ito magiging game-changer sa iyong financial life! "AI? 'Di ba pang techie or big companies lang 'yan?" Saka parang ang complicated na topic, hahaluan mo pa ng personal finance! Nope, mali kayo d'yan! This episode will break that stereotype. Kahit saan ka man sa mundo, especially sa mga kababayan natin dito sa UAE, this is something you can't afford to miss. I-share ko ang mga real-life tips kung paa ..read more

Akala natin, pag sinabing luxury, kailangan laging malaki ang gastos. Branded na damit, magarang kotse, laging kumakain sa labas. Glamorous sa tingin pero in reality, nakaka-stress 'pag nakikita mo ang bank statement mo, 'di ba? Marami akong naririnig na kwento from OFWs dito sa UAE na nahuhulog sa trap na 'to. Ang ending? Utang here, utang there, utang everywhere. Pero guess what? May mas better na way. Oo, tama 'yung narinig mo: pwedeng mag-luxury na hindi kailangang magastos. And I call it “Frugal Luxury”. ? What You’ll Learn: Why Frugal Luxury is the secret to enjoying the best of life wi ..read more

In my early days of learning Personal Finance, I have always relied on others to grow my money. This is why I fell for scams, bought expensive but inadequate insurance, locked myself into a 15-year savings plan with risk of losing my money if I stop my contributions, discovered my advisor's dishonesty, and purchased a property without stable employment. Unfortunately, just like me in 2015, marami pa rin akong nakakausap who are not fully in control of their finances. They rely on their relatives, spouse, friend, financial advisor, real estate agents, and other professionals to make financial d ..read more

It’s back to school season! Marami sa atin ang natuto about math, science, history pero when it comes to Personal Finance? Wala! No one taught us how to budget, save, or invest. Instead, nalaman na lang natin itong mga bagay na to the moment we started earning money for ourselves. At ang lagi kong naririnig sa mga nakakausap ko eh, sana nalaman ko to nung bata pa lang ako. Ako rin, yan din ang sinabi ko. So today, we’ll talk about the things I Wish School Taught Me About Money ?What You'll Learn:  - Teaching kids the purpose of money - The importance of Self-Awareness at a young age - Ho ..read more