If you’re like many college graduates, you had help from your family with your education costs. Many parents borrow money to pay for at least a portion of their child’s college expenses. In fact, 21% of parents take out student loans to help pay for school, and one of the most common options is federal […] The post Can Your Parent’s PLUS Loans Be Transferred to You? appeared first on Purefy ..read more

USAA offers a number of financial products and services, primarily to members of the military community. Up until a few years ago, USAA offered a discount on student loan interest rates through a partnership with Wells Fargo, but that’s no longer an option. If you’re unsatisfied with your USAA student loans issued by Wells Fargo […] The post USAA Student Loan Refinance Guide appeared first on Purefy ..read more

Starting out in 2013 and initially focusing on medical school loan refinancing, Splash Financial was created to find a better way to refinance student loans. Their goal was to bring together lenders in a single place where people with student loan debt could explore their services and compare rates to find the most equitable deal. […] The post Splash Financial Student Loan Refinance Review appeared first on Purefy ..read more

Wells Fargo was one of the largest private student loan lenders in the country. As of 2020, Wells Fargo had over $10.6 billion in its student loan portfolio, making up approximately 8% of the private student loan market. However, Wells Fargo sold its student loan business in 2020, so it no longer issues college loans. […] The post How to Refinance Wells Fargo Student Loans appeared first on Purefy ..read more

PNC Bank offers a variety of financial products and services, including private in-school student loans. If you took out PNC student loans to get through school or to help your child pay for college, refinancing them can potentially help you save money, get more flexibility with your repayment plan and more. This guide will help […] The post How to Refinance PNC Student Loans appeared first on Purefy ..read more

When you were in college, did you exhaust your scholarships, grants, and gifts early on? Like many people, you may have taken out student loans to help bridge any shortages. Now you are dealing with both federal and private student loan debt and may be looking to simplify your finances. You’re not alone! In 2021, […] The post Can You Combine Private and Federal Student Loans? appeared first on Purefy ..read more

If you are one of the 43.4 million people with federal student loan debt, the last two years have been strange. On March 13, 2020, the government paused federal student loan payments and set interest rates to 0%. Thanks to numerous extensions, you haven’t had to make up payments since then, so you’ve enjoyed more […] The post How to Pay Federal Student Loans More Easily in 2022 appeared first on Purefy ..read more

If you’ve been hearing a lot about student loan refinancing but aren’t sure what it is exactly, here is a breakdown of how it works. Once you graduate, you may find yourself with multiple federal and private student loans. In fact, the average amount of debt for an undergraduate degree is just under $30,000 and […] The post How Do I Refinance My Federal Student Loans? appeared first on Purefy ..read more

Federal student loans come with a lot of benefits, including access to loan forgiveness programs, loan repayment assistance programs and income-driven repayment plans. But is there a federal student loan refinance program? Unfortunately, no. While the U.S. Department of Education allows borrowers to consolidate their loans and maintain their federal loan status, there’s no refinance […] The post Is There a Federal Student Loan Refinance Program? appeared first on Purefy ..read more

Are you looking to lower your current interest rate, change your monthly payment, or pay off your debt more quickly? Like a lot of people, you may be unsure if refinancing is a possibility with your federal student loans, but we’ve got answers. What is student loan refinancing, anyway? Once a tool used primarily in […] The post Can You Refinance Federal Student Loans With a Private Loan? appeared first on Purefy ..read more