In this episode of the State 48 Homeowner Podcast, real estate market experts Steve Farrington, Nat Stout, and Scott Kooiman delve into the intriguing but unlikely scenario of a rapid decline in interest rates. From the perspectives of both buyers and sellers, they explore the dynamics of supply and demand, home prices, home affordability, and the importance of planning during uncertain times.   0:00 Intro 1:41 Where Are Rates Now? 7:28 Call Us First 7:58 If Rates Dropped Quickly 13:57 What Are Buyers Waiting For? 17:05 While You Wait ..read more

Join host Scott Kooiman and special guest Dave Burns, CEO of Burns Pest Elimination, in this eye-opening episode of the State 48 Homeowner Podcast. Discover the insider tips and cutting-edge technologies used by professionals to tackle pesky rodents and insects like never before. In this episode, Dave Burns delves into the intricacies of pest control, sharing valuable insights on understanding rodent behavior and implementing effective trapping programs. Learn about the evolution of pest control from broad-spectrum pesticides to more targeted approaches, as well as the dangers of DIY efforts w ..read more

In this episode of State 48 Homeowner, Scott dives deep into the alarming rise of title fraud in Arizona with guest Alysia Moore from Fidelity National Title. From targeting vacant lots to sophisticated schemes involving absentee owners, they uncover the tactics used by fraudsters to deceive homeowners, as well as diving in to other types of fraud. Learn how to recognize red flags, protect yourself from falling victim to fraud, and the crucial steps to take if you suspect foul play with your property title. Stay informed and safeguard your home investment in the face of growing threats ..read more

Join Klaus Team real estate agents Kraig Klaus, Ty Lusk, Twila Edwards, and Scott Kooiman as they delve into the current landscape of home affordability in the East Valley of Phoenix Metro, Arizona, in 2024. In this episode, we explore what $600,000 can buy in Mesa, Gilbert, and Queen Creek, highlighting three properties in each city. Our expert agents showcase the homes for sale and discuss the unique characteristics of each neighborhood. Additionally, loan officer Steve Farrington from Unity Home Loans breaks down the loan payment for each option, providing valuable insights into financing t ..read more

In this episode of the State 48 Homeowner podcast, host Scott Kooiman dives deep into the world of home budgeting alongside guests Christine Matthews from the Klaus Team and financial coach Caroline Kelly. Together, they share personal stories, practical tips, and invaluable insights on how to make smart financial decisions and achieve long-term success with home budgeting. From overcoming budgeting fears to leveraging free budgeting tools like EveryDollar, this episode offers a roadmap for anyone looking to take control of their finances and build a brighter future ..read more

Join host Scott Kooiman and special guest Dave Burns from Burns Pest Elimination as they delve into the fascinating world of bugs and critters in Arizona. With over 41 years of experience, Dave shares invaluable insights into common pests like ants, crickets, spiders, scorpions, Sonoran Desert Toads, and the notorious roof rats. Discover the signs to watch for, tips for prevention, and what to do if you encounter these unwelcome visitors in your home. From venomous spiders to elusive toads and slithering snakes, learn how to coexist safely with Arizona's diverse wildlife. 0:00 Intro  1:02 ..read more

In this episode of the State 48 Homeowner Podcast, host Scott Kooiman sits down with Dawn Blake, Crime Prevention Officer for the Mesa Police Department to discuss a critical issue: the dangers of leaving valuables in unlocked cars. Dawn shares insights into the alarming trends she's observed, including the prevalence of stolen firearms, purses, garage door openers, and even keys left in vehicles. They delve into the potential risks and consequences, emphasizing the importance of securing your belongings and keeping your car locked at all times. Tune in to learn valuable tips for safeguarding ..read more

In this episode, Scott Kooiman chats with Steve Farrington from Unity Home Loans, debunking myths and shedding light on the true workings of reverse mortgages. From the misconceptions surrounding ownership to credit requirements and inheritance, they unravel the complexities of this financial product, aiming to provide a comprehensive understanding. With insights, anecdotes, and industry expertise, this episode demystifies the concept, offering a clearer picture of the possibilities and considerations related to reverse mortgages ..read more

Welcome back to another insightful episode of the State 48 Homeowner Podcast! In this episode, host Scott Kooiman, alongside real estate expert Kraig Klaus and financial and lending specialist Steve Farrington, delves into the burning question on every homeowner's mind: Is My Equity Safe? Tune in as they analyze the current real estate landscape, discuss market trends, and explore various strategies to safeguard and access your hard-earned equity. Don't miss out on this valuable discussion that could impact your financial future! 0:00 Intro  0:33 Is My Equity Safe? 5:49 Solutions 6:27 Wha ..read more

In this episode of the State 48 Homeowner Podcast, we welcome back master financial coach Caroline Kelly for an engaging discussion about the crucial shift from renting to homeownership. Highlighting the stark differences in net worth between renters and homeowners, we unravel misconceptions and delve into actionable steps necessary for this monumental transition. Join us for invaluable insights into financial strategies, goal setting, and the critical habits that pave the path toward realizing the dream of homeownership. Introduction 0:00 First Steps 3:10 Solutions 5:20 Get a Team Around You ..read more