It's been 52 weeks, 52 episodes of the Personal Finance with Kaiz Hudda podcast. That's 1 whole year, where we have learned about personal finance and how to improve our finances and reach financial freedom early.  So I thought why not go down memory lane and recap some of the most downloaded episodes?  ..read more

On this weeks episode we talk about how to get into your first home. I go through various tips and tricks that will help you be prepared and get you into a home faster.  ..read more

In this week's episode, we go through alternative investment types that are not the stock market, real estate, or cryptocurrency. These alternative investments tend to do better than investing in the traditional investments above.  The alternative investments we will talk about today are: 1. Watches 2. Cars 3. Starting your own business So what are you waiting for? Hit that play button and let's get this episode started.  ..read more

In this week's episode, we delve deeper into understanding the benefits of paying off your mortgage early. We go through the following benefits: 1. Pay off Debts 2. Saving and Investing 3. Save on Interest Costs 4. Reduce Stress 5. Spending As always, this is not personal financial advice, so don't sue me, bro.  ..read more

In this week's episode, we go through how to manage your hard-earned money using the 50/30/20 rule. This is a budgeting-focused episode, with the main goal to chat with you about the 50/30/20 strategy which I think is one of the best ways to budget and the simplest way to do so.  Other than covering what the rule is all about, we will also go through the 3 main pillars or spending categories of this rule, which are as follows: 1. Needs 2. Wants 3. Savings Disclaimer: I am not a financial advisor, please seek financial advise before using any of these techniques to make sure its the best ..read more

In today's episode, we are going through exactly what I am doing in this cryptocurrency bear market. We cover the following: 1. Dollar Cost Averaging (DCA) 2. Stake 3. Research Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field ..read more

In today's episode, we are going through some ways you can spend your tax refund. We will cover the following ways: 1. Pay Down Debts 2. Add to your Emergency Fund 3. Spend on Experiences 4. Invest in Stocks/ETFs/Index Funds 5. Fund your Retirement Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field ..read more

In today's episode, we are going through some ways you can save on tax this end of the financial year when you lodge your tax return. We will cover ways of maximizing your tax for: 1. Salaried Employee 2. Small Businesses 3. Income Generating Assets like investment property, & shares  Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field.  ..read more

In this week's episode, we go through exactly what a recession is, what happens in a recession, and how you can prepare for a recession. Here are the 4 tips that we will go through: 1. Emergency Fund 2. Bad Debt 3. Education 4. Just Chill Note: I am not a financial advisor and this is not financial advice ..read more

In today's episode, we will go through exactly why the central banks around the world have increased the official cash rate (OCR). We will go through what the official cash rate is, who are the central banks and what they do and what effect changes to the cash rate have on real estate, stocks, and savings accounts.  Sign up to ubank, & we'll both score $20 when you sign up using my code, 69T5EYL, and make 3 purchases using your debit card or phone ?. I am not a financial advisor and this is not financial advice, please seek a financial advisor's help, if you require any assistance.&nb ..read more