Why are you waiting?
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
5M ago
In this episode, I unpack the chatter surrounding the current real estate market, and everyone who is thinking they need to "Wait for the perfect moment" to buy real estate. It's time to challenge your assumptions, question your doubts, and consider why waiting might not be the wisest choice. Enjoy! Follow me on all social media platforms: @RealMortgageMaverick Have an idea for a future episode? Hit me up ---> RealMortgageMaverick@gmail.com ..read more
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I Don't Think People Understand...
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
6M ago
It's Never A Bad Time To Buy Real Estate! Whether you're a first-time homebuyer, seasoned homeowner or work in the Real Estate industry, you have to watch this episode ..read more
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Temporary Rate Buydowns - What You Need to Know!
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
7M ago
Have you ever heard of a temporary rate buydown for your mortgage? Probably not. This affordability tactic is great when rates are high to allow buyers to have lower payments for a set period of time when they purchase their new home. Whether you're a consumer, or real estate professional, you need to know about temporary buydowns and how they can save you money on real estate! Email me at RealMortgageMaverick@gmail.com to discuss a specific scenario or ask questions. Enjoy ..read more
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Biden Administration Cuts FHA Mortgage Insurance - Helpful?
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
9M ago
The Biden Administration made an announcement that FHA (Federal Housing Administration) mortgage insurance premiums will be cut to create more affordability for homebuyers. What are the details and will this be good or bad for the economy? Please like, subscribe and email me at RealMortgageMaverick@gmail.com to collaborate or request topics for the show. Enjoy ..read more
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Pay CASH for a Million Dollar Home!
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
11M ago
Have you heard the dreaded words when submitting an offer on real estate, "The other offer is cash"? In this episode I explain how you can be a "cash" buyer, even if you don't have enough money to buy the home without a mortgage. Sounds weird right? Maybe fake? Sit back, relax and welcome to #Winning in Real Estate! Link for me on Million Dollar Listing NY: https://youtu.be/dpqqBBQ9gFE My Music Video: https://youtu.be/nKfP9dSmHIs ..read more
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What Documents are Needed When Applying for a Home Loan?
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
1y ago
I get back to basics in this episode and explain what documents are needed to get approved for a home loan. I typically ask for these items when I'm pre-approving a client, and I recommend putting these items together before you head out to view properties. Is there a topic you'd like for me to cover in future videos? Message me through my website: www.MortgageMaverick.net Thank you for your continued support. Be well ..read more
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How to Prevent Wasting Money on a Property Inspection
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
1y ago
In this episode I give you 5 tips on what you need to look for when visiting a property before submitting an offer. Whenever I go to view a home I always bring a list of questions and take notes on the condition of the property.  These tips should prevent you from wasting money on an inspector for a home you don't truly love. If you'd like for me to speak on a specific topic, feel free to reach out!  www.MortgageMaverick.net has all of my contact information. Thank you for your support! Enjoy ..read more
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The New Year Episode - What 2023 has in store for Real Estate
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
1y ago
Happy New Year! In this episode I discuss new loan limits for the mortgage industry, increasing inventory (because homes are sitting on the market longer), and how homeowner's have a ton of equity in their homes. Jeffrey Green from Compass joins me for the conversation. This episode is PACKED with great information & data to prepare you for 2023. Thank you for your support and I'll catch you on the next one ..read more
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Is 2023 the Year for First Time Homebuyers? What you need to know...
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
1y ago
I chat with my realtor friend Jeffrey Green (jeffrey_green_ny) about what motivates clients to buy or sell a home in a low inventory market.  We also explain how first time homebuyers were dictating offers during the COVID real estate market (against buyers paying cash). How temporary rate buy downs can make your home purchase more affordable, and much more! Enjoy the conversation and DM me @RealMortgageMaverick with questions ..read more
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Income, Assets, Credit - Part 3 - Credit
Finance with Fernando
by Fernando "The Mortgage Maverick" DaCunha
1y ago
This is a revamp of my popular 3 part series - Income, Assets, Credit. In part 3 (Credit), I explain the importance of credit history when applying for a home loan and how you can prepare you credit before applying.  What is revolving utilization?  What needs to be done if I have derogatory items on my credit?  What are some ways to repair credit in the short term?  We cover it all in this episode. Feel free to email me if you'd like me to discuss a specific topic or have questions. RealMortgageMaverick@gmail.com. Enjoy ..read more
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