On this episode of the Wealthy Achieveher, we have the couple who paid off $200,000 in five years, Julien and Kiersten of rich & REGULAR podcast. Their story has been featured in The NY Times, Marketwatch, Forbes, the Oprah Winfrey Network and more. This couple was able to build their wealth and gain financial independence after changing how they see and handle money.  Initially not a fan of the FIRE movement, Kiersten expresses how Julien was more "financially savvy" at the time and educated her on how important the path to FIRE would be.  They are the creative voices behind the ..read more

Do you need a financial advisor or financial planner? I retired at 41 and truly believe it's possible for you too with a little education.  I FIRED My Financial Advisor One afternoon, I called my financial planner and told him I would no longer wire him my money. Furthermore, I would be transferring all of my money out of his firm and into accounts at Vanguard, and I would be managing my financial investments from now on. Now how do you think he took to that? His exact words were, "you'll be back." I felt so disrespected. "I do have a Ph.D.!" I told him. We ended the call, and I was on a ..read more

Who can think about saving for retirement when our daily needs, from food to housing, seem so expensive these days? Plus, you work hard for your money, right? You want to enjoy your money and live for today, right? But you may be concerned that you aren’t saving enough for retirement.  Well guess what? It is possible to save for (early) retirement and enjoy life at the same time! You just need a comprehensive financial plan. Let me explain the three strategy steps I took to early retire from a full-time job. --- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthy ..read more

Keisha’s husband met an untimely death when he was 34 years old and she was 31. He suffered a medical mystery just eight weeks after she gave birth to their second child. His death was completely unanticipated, and everything changed for her in an instant.  After the passing of her husband, she wrote a heartfelt and vulnerable article, “Forty Life Lessons I learned after my husband’s death” for Thrive Global as therapy for herself.  That article turned into an opportunity to create a book, Holistic Wealth, to dive deeper into the emotions of life and give readers more advice on how t ..read more

Are you wondering about the Amazon Stock Split?  Well I'm discussing it this month during my portfolio update!  I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior.   Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing.    *Get it here https://lakishasimmons.com/how-budget-best ..read more

Meet Yorsa, 29 year-old on track to FIRE by 40. Yosra stumbled on the FIRE movement shortly after completing her studies. She buckled down and was able to pay off $30K in student loans over the course of 3 years and purchase her first investment property before the age of 30. She is now working towards achieving financial independence/early retirement by age 40. Yosra is a supply chain professional in the tech industry.    Connect with Yorsa : IG & tiktok: @ymusa__ Youtube   This savvy woman of color has some great advice for those on their FIRE Journey. Hear about her ..read more

In this month's portfolio update, I'm sharing just how much my portfolio decreased in January 2022, why I'm not afraid, and what I would do if I was on the path to FIRE or in your shoes. You may be surprised! As always, I'm answering listener questions during this live episode!  I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior.   Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use t ..read more

We are honored to interview Beverly Epps, Founder of Beverly's of Nashville Salon & Barber Shop in Nashville, TN. Beverly's of Nashville was founded in 1992 and has been going strong ever since. This mom of two sons was never worried about money, she had faith that God would always carry her and her children. Now retired, she shares with us her ups and downs, how Covid-19 impacted her business and how the sky is the limit when it comes to revenue when  operating a salon. Now, her sons, Teddy and Cecil run the businesses. Beverly's of Nashville https://www.bofnsalon.com/ Watch the ..read more

One of the ways I was able to retire early at 41, while still traveling the world, was through travel hacking! In this episode I share how to travel for free by using credit card perks to fly and stay free around the world. Don't worry, I'll break it all down for you: how often to apply for new cards without destroying your credit score (I have a 790), annual fees, and the coveted Southwest companion pass!     Learn more at https://lakishasimmons.com/credit-card-hacking-venture-sapphire-southwest-companion-pass --- Send in a voice message: https://podcasters.spotify.com/pod/show ..read more

Take a look at my portfolio to see my exact investments!  In this episode you will learn who I am, why I became a professor and how I retired at 41 years old by viewing my investment allocations. I hope it inspires you to take action on your journey to #FinancialFreedom!   Becoming a millionaire (total net worth) took dedication and consistency. But it paid off! Even after quitting full-time work in 2021 year at 41 years old after making an average of 77k a year, my investments continue to grow and I’m so blessed to continue to share how I did it in hopes of inspiring you to start yo ..read more