On the Money: Alpha Planning 101
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On The Money: Alpha Planning 101 is a bi-weekly podcast designed to introduce the basic but necessary financial planning principles. Your hosts, David and Brandon Domenick, are owners of Capital A Wealth Management located in Cranberry Twp, PA. These two brothers are second generation to the family business and are licensed retirement planning professionals. Based on their 5-Step Alpha Plan..
On the Money: Alpha Planning 101
2y ago
Safer Alternative asset classes
Annuities
Royalties
Private Equity Funds
Advantages of Annuities
Utilizing our Safety, Income, Growth bucket system ..read more
On the Money: Alpha Planning 101
2y ago
Sequence of Return Risk
Disadvantages of portfolio withdrawals
Importance of a diverse portfolio with fixed-income assets
Importance of properly structuring assets ..read more
On the Money: Alpha Planning 101
2y ago
Important stats surrounding women’s retirement:
Longevity & outliving your spouse
Likelihood of retiring at 65
Use of financial advisors/retirement plan
Financial confidence
Importance of healthcare planning
Social Security benefits – differences for women vs. men
Tax planning ..read more
On the Money: Alpha Planning 101
2y ago
Protecting your legacy from volatility, taxes, & long-term care facilities
Benefits of and differences between Wills and Trusts
Use of Important documents including Wills, Trusts, Power of Attorney, & Beneficiary documents
Maximizing your estate by utilizing other pieces of the Alpha Plan process ..read more
On the Money: Alpha Planning 101
2y ago
Break-down of Medicare costs
How Medicare compensation works
What Medicare does not cover, including a discussion about Long Term Care ..read more
On the Money: Alpha Planning 101
2y ago
Tax Cuts & Job Act Upcoming Expiration
Micro & Macro views of Taxation: looking in the past vs. looking in the future
Tax Diversification Planning and understanding the IRS’s “bucket structure”:
Income Taxable
Tax Deferred
Tax Free
Roth Conversions ..read more
On the Money: Alpha Planning 101
2y ago
Risk & Volatility in the market
The Great Resignation
3 Bucket Structure for your money
Safety
Income
Growth ..read more
On the Money: Alpha Planning 101
2y ago
Retirement Income Sources (The 3-Legged Stool):
Social Security
Pensions
Retirement Savings
Closing the Income Gap
Using annuities properly
Inflation
Spousal Protection
Longevity ..read more
On the Money: Alpha Planning 101
2y ago
Questions addressed:
Will social security be there for us in the future?
Can I file for social security benefits on my divorced spouse’s record?
They recently announced at work that our 401K has added a Roth option. Should my future investments go to the Roth or my traditional 401k?
I am not a savvy investor, but I have been saving in my 401k for 35 years. I have a large balance but have no idea how I should be investing my current dollars or my future savings.
I never hear from my current financial advisor unless I call him. Should I be concerned?
  ..read more
On the Money: Alpha Planning 101
2y ago
What is the 4% rule?
Why it’s no longer relevant
Market volatility
Current interest rates
Life expectancies & length of retirement
Alternative strategies that better suit today’s market ..read more