Rob Phelan, a high school financial educator, is on a mission to change how kids, specifically teenagers, learn about money.  In this episode you’ll learn: How to have conversations about money with teenagers How to create opportunities for teens to practice managing money Financial challenges faced by young adults - and how to prepare teens to face these challenges Practical strategies you can do at home to teach your kids/teens about money Check out Doug Nordman and Carol Pittner's Book Raising Your Money Savvy Family Check out Dan Sheek's Book First to a Million Check out Clifton Cor ..read more

Let's talk about stress. You know, that constant companion we all have hanging around, lurking in the corners of our minds? Well, according to a new Fidelity study, when it comes to managing money, stress is the word on everyone's minds, especially for women. In fact, an alarming 93% of women feel the weight of financial stress pressing down on their shoulders. And let's be real, that's a lot of stress. Like, "where did I leave my keys?" levels of stress, but on a whole other level. But don't worry, because where there's stress, there's always a solution.  In this episode, Allison shares ..read more

In this episode, Zina Kumok shares her journey of paying off $24,000 in student loans in just three years. She emphasizes the importance of budgeting and tracking expenses, as well as the power of making small extra payments.  Zina also discusses the balance between frugality and happiness, and the need to find peace with past money choices. She highlights the shift in personal finance advice for Gen Z and the importance of considering the emotional aspect of money.  Takeaways Budgeting and tracking expenses are crucial for managing debt and achieving financial goals. Making small e ..read more

Ever dreamt of lounging on sandy beaches or exploring vibrant cities but felt overwhelmed by the costs? Imagine returning from your dream vacation only to face a mountain of credit card bills. That's not the vacation ending anyone wants.  By mastering the art of saving and budgeting, you not only ensure you can afford your dream getaway but also shield yourself from post-vacation financial stress. In this episode, we're diving into the art of making your dream vacation not just a fantasy but an affordable reality.  You will walk away with practical strategies and tips to help you sta ..read more

In this episode, Allison interviews Alli Williams about how she and her partner handled their financial situation when one had more debt and the other was debt-free. Alli shares her personal story of marrying into six figures of debt and how they worked together to create a plan to pay it off.  They discuss the emotional side of dealing with debt and the importance of not letting it define your worth. Alli also provides tips for getting a reluctant partner on board with paying off debt and setting financial goals as a couple. Follow Alli on Instagram: @financiallifocused Check out Alli’s ..read more

In this episode, Allison shares four essential steps to help you regain financial focus and get back on track with your budget, paying off debt, or savings. She emphasizes the importance of giving yourself spending money to avoid feelings of deprivation and impulse spending. Breaking big goals into smaller, more manageable goals helps to prevent overwhelm and frustration. Tracking and monitoring your progress keeps you motivated and engaged in your financial journey. Finally, completing a money reset allows you to realign your priorities and adjust your strategy for success. Takeaways Give yo ..read more

In this episode, Diania Merriam shares her personal journey from financial illiteracy and debt to achieving financial independence and retiring at 33. She emphasizes the importance of shifting from a scarcity mindset to an abundance mindset when it comes to money.  Diania provides action steps for listeners, including surrounding themselves with abundant people, reading abundance-based books, and expressing appreciation and gratitude. By adopting these practices, you can develop a healthier relationship with money and find contentment in your financial journey. Takeaways: Shift from a sc ..read more

Should you save money or pay off debt? Can you do both? You’re likely listening to this episode because you want to pay off debt. Imagine you're in the middle of a tug of war, but instead of teams, you've got your savings goals on one side and your debt on the other. You're pulling hard towards one side, trying to make progress, but it feels like the other side is pushing back just as hard.  It's like you're stuck in this never-ending struggle, and it can get pretty frustrating. The trick is to figure out how to manage your money just right so you're not constantly feeling pulled in two d ..read more

When $200,000 looms over you like a financial Everest, how do you begin the climb to freedom? Nika Booth didn't just start the trek; she conquered it, and in this episode, she's laying out the map. We unravel Nika's enthralling journey, which started amid the chaos of a government furlough and led to the creation of an Instagram page for budgeting transparency and accountability. Her story is not just about escaping debt; it's a testament to the power of taking control, with candid insights into how confronting her own sizable tax debt changed her approach to personal finance forever. This c ..read more

In this episode, I'll share my personal experience and unveil seven practical strategies to simplify your money management. Discover the convenience of automating your payments and the power of cutting unnecessary expenses. I'll walk you through each step, making financial management less intimidating and more manageable. We'll also demystify the process of building wealth on a budget, showing you that it's achievable with the right approach. Whether you're new to budgeting or seeking to refine your strategy, this episode is packed with actionable insights to help you align your budget with ..read more