Warren Ingram and Chris Rule dive into the world of exchange-traded funds (ETFs), exploring their transformation from simple index trackers to actively managed portfolios. They break down the benefits of using ETFs for diversified investing, discuss the differences between active and passive ETF strategies, and highlight key considerations like costs and transparency. Takeaways ETFs allow investors to access a diversified basket of shares or bonds through a single investment on their stockbroking account. Regulations have been liberalized to allow for actively managed ETFs. When choosing bet ..read more

In today's episode Warren Ingram and Ess Mukumbo discuss the challenges of balancing work and parenting. They emphasize the importance of planning, communication, having a support system in place and the guilt that parents often feel and the need to prioritize and make trade-off decisions. Takeaways Balancing work and parenting is a constant juggling act that requires planning and communication. Having a support system in place is crucial for managing work-life balance. Guilt is a common feeling for parents, but it's important to prioritize and make trade-off decisions. Open and honest commu ..read more

In this episode, Warren Ingram and Kelin Pottier, Solutions Strategist at 10X Investments,  discuss the different ways to store cash in unit trust funds. They explore the concept of income funds, which aim to deliver a high level of income while maintaining capital stability, the risks involved in income funds and the importance of regulations and diversification in managing these risks. Takeaways Unit trust funds offer different ways to store cash, including money market unit trusts and income funds. Income funds aim to deliver a high level of income while maintaining capital stability ..read more

In today's episode Warren Ingram delves into the transformative landscape of retirement planning, focusing on the innovative two-pot system designed to harmonize our immediate financial needs with the necessity for future security. We'll debunk common myths and misconceptions that cloud our understanding of these financial reforms, clarifying their true aims free from the fog of hidden taxes and supposed ulterior motives.  Questions/Topics: Balancing Immediate Needs with Future Security: Exploring the two-pot system's approach to harmonize urgent financial needs with securing a stable re ..read more

In week's episode Warren Ingram, guides you with a comprehensive discussion on investment myths and the impact of FOMO in the South African market. Through research and observations, he provides guidance for investors, cautioning against chasing short-term highs and reacting impulsively to trends. Questions/Topics: Past Performance vs. Future Results: Ingram warns against assuming that historical performance guarantees future success in the stock market. Influence of Tech Stocks: Ingram discusses the significant influence of certain tech stocks on the market in 2023. Long-Term Perspective: Th ..read more

In this week's episode of the financial podcast, Warren Ingram discusses the complexities of the nation's fiscal situation with Chris Eddy, Head of Multi-Asset funds at 10x Investments. They analyze the implications of high debt levels and the use of foreign exchange reserve profits, highlighting the transition from stability to vulnerability. Amid economic challenges, opportunities for investors are explored, with Chris promoting strategic risk-taking, particularly among the youth, for potential personal growth. Questions/Topics:  Impact on Private Sector: The examining of the ripple e ..read more

In this episode, Warren Ingram discusses the finance minister’s strategy of using the country’s emergency savings within the context of the Budget Speech. He evaluates the potential consequences of this decision and provides insights into navigating the complex financial landscape of South Africa. This guide aims to equip both experienced investors and newcomers with the knowledge needed for effective financial planning in uncertain economic times.   Questions/topics uncovered: Budget Impact on Personal Finance: Acknowledges the significance of national budgets on personal finance manage ..read more

In this week’s episode, Warren Ingram delves into the complexities of optimizing retirement funds within the South African context. He offers strategies for individuals aiming to maximize their retirement savings and achieve financial security. We also highlight the importance of utilizing the 27.5% taxable income contribution to gain significant tax rebates and strategically navigate the 350,000 ZAR ceiling, enhancing future financial stability. Themes/Topics: Retirement Fund Options: Unveiling the array of retirement savings vehicles tailored to South Africans. Investment Strategies: Learn ..read more

In this week episodes, Warren Ingram delves into the intricacies of political interplay and its impact on investment strategies in an era marked by national upheavals. The realm of investments, political landscapes often cast long shadows, influencing markets in unpredictable ways. A valuable insight is provided particularly in the context of South Africa amidst the upcoming elections.  Questions/topics to look forward to: Political events exert substantial influence on investor sentiment and market dynamics. Predictive investment strategies based solely on political outcomes are inhere ..read more

In this episode, Warren Ingram explores the critical link between mental health and financial stability post-pandemic with insights from Stian de Witt CFP from NMG Benefits. We discuss the importance of 'mental fitness' akin to an emergency fund, the financial impact of mental health issues, and the push towards normalizing mental health support.  Questions/ Topics: Explore the intertwined relationship between mental health and financial well-being in the aftermath of the COVID-19 pandemic. Discussion on how the pandemic has highlighted the need for 'mental fitness.' Analogy between men ..read more