The home buying process for veterans or active duty service members involves several factors, but the real estate appraisal is the one that makes many people nervous. However, this process does not need to be overwhelming. In this article, we are going to help you understand what an appraisal is, why you need one, and what the differences are depending on the type of mortgage (VA or conventional ..read more

As a United States military member, you deserve a peaceful place to call home. But for many service members, navigating the ins and outs of the VA home loan qualification process can be a stressful experience. This is especially true when it comes to understanding VA loan income requirements, which can have a drastic impact on your ability to buy a home. Thankfully, you don’t have to take on the application process alone. At VA Loans for Vets, we’re committed to helping both active duty and retired military members qualify for a VA loan, even if you’re not sure where to start. Here’s everythin ..read more

Are you a service member, veteran, or survivor wondering about your ability to purchase a home? Whether this will be your first home or not, the information below will help you determine the maximum VA home loan for which you qualify ..read more

Are you considering applying for a loan to buy a home during a recession? The economy's ups and downs can significantly impact whether individuals decide to move forward with applying for a loan and taking on a home mortgage. In uncertain times, it is hard to know what may be the best decision. If you're an active-duty service member, veteran, or surviving spouse, you may wonder if a VA loan is still good in a recession. Is it the best option for a lower interest rate mortgage? This article will provide you with the information you need to make a decision about whether this type of loan is bes ..read more

To honor those who provide military service, VA lenders provide specialized home loans designed with our service members in mind, including reduced down payment options and streamlined loan processing. One of the most complex and often confusing aspects of purchasing a home with a VA loan is the occupancy requirement, which states that individuals receiving a loan must use the property as their primary residence. Today, we’re breaking down everything you need to VA loan occupancy requirements so that you can confidently start the loan application process ..read more

Buying a home can be an exciting, yet overwhelming time for veterans, active duty service members, and civilians alike. This process becomes even more stressful when potential home buyers begin looking at homes without having an estimate on the loan amount that they may be approved for, often leading to frustration and disappointment. Before you begin looking at houses, it’s important to use a VA loan calculator to determine how much house you can afford, so that you can start working towards financial goals with total clarity ..read more

The Department of Veterans Affairs, like other federal agencies that back home loans, does not have an inspection requirement for their loans. However, they do require a home loan appraisal, and minimum property requirements, before approving a loan. Here is what you need to know about appraisals, minimum property requirements, and why it’s still a good idea to have the traditional home inspection before buying a house ..read more

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VA Entitlement can be confusing if this is your first time purchasing a home with the VA Loan. And it can be just as challenging if this is your second time. Reusing VA entitlements comes with tons of questions about loan limits, how much entitlement you have left, and more. We’ll explain more about VA entitlement if you’re learning for the first time or need a quick refresher ..read more

Universities offer tuition scholarships, lenders provide affordable home loans, and some employers even give special hiring preferences to vets. You may be searching for the DD214 Form that these entities request but are not sure what it is and how to find it. Our team wants to inform you what the DD214 Form is and how to obtain it ..read more